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Tuesday, January 19, 2016

Myanmar Font Web Converter on MAC


Some of my friends can’t see Myanmar font on OS X 10.11 El Captain. If they use pseudo-Unicode font called Zawgyi, they’ll face similar problem whenever they upgrade their OSs.
It’s time to move on and use built-in Myanmar fonts which follow Unicode standards.
If you still want to read Zawgyi texts, you may install one of the following browser extensions/add-ons for your favourite browsers.
It’s called MUA Web Unicode converter and developed by San Lin Naing from Myanmar Unicode Area. You Rock!
If you disabled built-in Myanmar fonts, hope you didn’t, please enable from FontBook.
And please remember there are browser extensions so you can install on Windows or Linux too.

I developed a small website which has collection of Myanmar fonts and Keyboards for iOS devices.
Visit there if you want to install fonts on you iPhone/iPad or Mac!
I’ll be adding more fonts from time to time.
The following quotes are written in Myanmar ethnic languages, Bamar, Shan, PaOh, Sgaw Karen and Mon. I hope the website will help somehow to our fellow users in our fight to standard computable languages.

In this digital era, protect languages by using international standards.



Safari Extension by San Lin Naing from Myanmar Unicode Area.

Ref:http://winlwinmoe.com

Thursday, January 14, 2016

Sony Xpreia Phone ေတြမွာ ေဇာဂ ်ီေဖာင့္ေတြမျမင္ရရင္

Google play ကkeyboard ေတြက ရိုုက္လိုု႔ဘဲတတ္ျပီး   ေဇာ္ဂ်ီေဖာင္ကိုု မျမင္၇တတ္ဘူးေလ..
 Firefox က add on ကလည္း   ေဇာ္ဂ်ီသြင္းျပီးလည္း မျမင္ရတတ္ပါဘူး...

Sony Xpreia Phone ေတြမွာ ေဇာဂ ်ီေဖာင့္ေတြမျမင္ရရင္ Root ေဖာက္မွျမင္ရပါတယ္.
KingRoot  ကိုုGoogle play ေဒါင္းပါ။ မရပါက  http://kingo-root.en.uptodown.com/android or http://www.apkmirror.com/apk/kingroot-studio/kingroot/kingroot-4-6-2-android-apk-download/  မွာေဒါင္းပါ...
ေနာက္  Sulfur's Keyboard ႏွင္ ifont ကိုု Google Play  မွာေဒါင္းပါ ။ ဒါကိုုမွ ေဇာ္ဂ ်ီမျမင္ရေသးဘူးဆိုုရင္ ifont  မွ myanmar မွာေဇာ္ဂ်ီကိုု သြင္းယူပါ

http://kingo-root.en.uptodown.com/android 

 http://www.apkmirror.com/apk/kingroot-studio/kingroot/kingroot-4-6-2-android-apk-download/





Sunday, December 13, 2015

RHC's 24 Weeks Bootcamp Program အေႀကာင္

We make tools Your make do!


RHC's 24 Weeks Bootcamp Program အေႀကာင္း
=====================================
Q : RHC's 24 Weeks Bootcamp ဟာ Beginner ေတြ အတြက္
တက္လို႔ရပါသလား ?

A : RHC's 24 Weeks Bootcamp ဟာ Computer Networking ကို
အေၿခခံမွစၿပီး Professional Network Engineer တစ္ေယာက္ ၿဖစ္သည္အထိ
ေလ႔က်င္႔သင္ႀကားေပးေသာ သင္တန္းၿဖစ္ပါတယ္.

Q : RHC's 24 Weeks Bootcamp မွာ တက္ၿပီးပါက မည္သို႔ေသာ Certifications ေတြကို ေၿဖဆိုႏိုင္ပါမည္လဲ ?

A : RHC's 24 Weeks Bootcamp Program သည္ Certifications ကို
ဦးတည္ သင္ႀကားေသာ သင္တန္းမဟုတ္ပါ. Professional တစ္ေယာက္
အၿဖစ္ အသက္ေမြး၀မ္းေက်ာင္း ၿပဳႏိုင္ရန္ သင္ႀကာေပးေသာ
သင္တန္းၿဖစ္ပါတယ္. သို႔ေပမဲ႔ RHC 24 Weeks Bootcamp သင္တန္းၿပီးဆံုးပါက ေအာက္ပါ Certifications မ်ားကို လြယ္ကူစြာ ၿပင္ဆင္ေၿဖဆိုႏိုင္မွာ
 ၿဖစ္ပါတယ္.
1 - CCNA ( Routing & Switching )
2 - CCNP ( Routing & Switching )
3 - CCIE ( Routing & Switching : Written )
4 - CCNA ( Service Provider )
5 - CCNP ( Service Provider )
6 - CCNA ( Security )
7 - CCNA ( Data Center )
8 - CCDA ( Design )

Q : RHC's 24 Weeks Bootcamp သင္တန္းေႀကး က ဘယ္ေလာက္ပါလဲ ?

A : ၁၅ သိန္း က်ပ္ၿဖစ္ပါတယ္. ( ခြဲသြင္းလို႔ မရပါ )

Q : သင္တန္းကာလ နဲ႔ သင္တန္းအခ်ိန္ ?

A : သင္တန္းကာလ ၂၄ ပတ္ ၿဖစ္ၿပီး သင္တန္းအခ်ိန္မွာ Sat & Sun
မနက္ ၁၀ နာရီ မွ ညေန ၆ နာရီ ထိ ၿဖစ္ပါတယ္.

Q : RHC's 24 Weeks Bootcamp သင္တန္းၿပီးဆံုးပါက မည္သို႔ေသာ Companies မ်ားတြင္ Professional Network Engineer အၿဖစ္
အလုပ္လုပ္ေနႀကပါသလဲ ?

A : RHC ေက်ာင္းသား ေက်ာင္းသူမ်ားသည္ သင္တန္းၿပီးဆံုးသြားေသာအခါ
Telenor, Ooredoo, MPT, YTP, Huaweii, ZTE, KDDI, Frontiir, Ministry of Science and Technology, CB Bank,  KBZ Bank, Ayeyarwady Bank, United Amara Bank အစရွိေသာ Companies ေတြမွာ Professional Network Engineer အၿဖစ္ အလုပ္လုပ္ကိုင္လ်က္ ရွိပါတယ္.

#RHC #24Weeks #Bootcamp #Program #Yangon

Friday, November 27, 2015

အပင္မွရရွိေသာ က်န္းမာေရးအတြက္ ေဘးထြက္ဆုိးက်ဳိးကေလးမ်ား


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ႏြယ္ျမက္သစ္ပင္ ေဆးဖက္ဝင္ဟု ဆိုေသာ္လည္း ေလာကနိယာမသေဘာအရ အေကာင္းနဲ႔အဆိုးကေတာ့ အၿမဲဒြန္တြဲလ်က္ရွိေနၾကစၿမဲပါ။ တခ်ိဳ႕သစ္ပင္ေတြမွာ လူသားတို႔၏ က်န္းမာေရးအတြက္ အားသာခ်က္ေတြ ေတာ္ေတာ္မ်ားမ်ားရွိၾကပါတယ္။ သိ ု႔ေသာ္ လူတစ္ဦးနဲ႔တစ္ဦး ႀကံ႕ခိုင္မႈစြမ္းရည္ခ်င္း မတူညီၾကတာေၾကာင့္ ၎အပင္ေတြရဲ႕ ေဆးဝါးမ်ားဟာ ကိုယ္ထဲကိုေရာက္ရွိလာတဲ့အခါ ခႏၶာကိုယ္တြင္း ေသြးသားစနစ္နဲ ့ အေျပာင္းအလဲကိုျဖစ္ေစတတ္တာေၾကာင့္ သတိျပဳသံုးစြဲတတ္ဖို႔ လိုပါတယ္။ သို႔ပါ၍ သတ္မွတ္ေဖာ္ညႊန္းထားေသာ ပမာဏထက္ပို၍ မမွီဝဲ မသံုးစြဲသင့္ေၾကာင္း ေအာက္ပါအတိုင္း အသိေပး မွ်ေဝလိုက္ရပါတယ္။
.
(၁) ရွားေစာင္းလက္ပပ္
*******************************
(က) ရွားေစာင္းလက္ပပ္ပင္၏ ဂ်ယ္လီ(အႏွစ္)ထဲတြင္ပါဝင္ေသာ ေအာက္ဆီဂ်င္ဓာတ္တစ္မ်ိဳးက အေရျပားေပၚရွိ ဆဲလ္မ်ားကို အလိုလိုျပဳျပင္ေပးႏိုင္စြမ္းရွိတာေၾကာင့္ မီးေလာင္နာ၊ အေရၾကည္ဖုနာ၊ ထိခုိက္ရွနာ၊ ေနေလာင္
ဒဏ္ရာတို႔ကို ေကာင္းစြာကုသေပးႏိုင္ပါတယ္။ သို႔ေသာ္ ခြဲစိတ္အနာ ခ်ဳပ္႐ိုးမ်ားကိုေတာ့ အနာေကာင္းစြာမက်က္ေသးခင္မွာ မလိမ္းသင့္ပါဘူး။ အနာက်က္ေႏွးသြားေစပါတယ္။
.
(ခ) အပင္၏ Enzymes မ်ားထဲတြင္ ဝမ္းသက္ေစေသာ အစြမ္းသတၱိပါရွိျခင္းေၾကာင့္ အူမႀကီးနံရံရွိ အခြၽဲအက်ိမ်ားကို တိုးပြားေစကာ အူကိုသန္႔စင္ေစၿပီး ဝမ္းမခ်ဳပ္ေစပါဘူး။ သို႔ေသာ္ အပင္ကို အေျခာက္ထား၍ ဝမ္းေပ်ာ့ေဆးအျဖစ္ အၿမဲစားသံုးလွ်င္ေတာ့ အက်င့္ပါသြားတတ္ပါ
တယ္။
.
(၂) စမုန္မ်ိဳးႏွင့္ စမုန္နက္
***************************
စမံုမ်ိဳးက ႏွလံုးကိုၿငိမ္းေအးေစၿပီး ေအာ့အန္ျခင္းကို ေပ်ာက္ကင္းေစတဲ့အျပင္ အစာကိုေၾကညက္ေစပါတယ္။ စမုန္နက္က အေအးမိျခင္း၊ ဝမ္းသြားျခင္း၊ ေရငတ္ျခင္း၊ ဝမ္းကိုက္ျခင္းတို႔ကို ေပ်ာက္ကင္းေစပါတယ္။ သို႔ေသာ္ ဆရာဝန္၏ ၾကီးၾကပ္လမ္းညႊန္ခ်က္မပါဘဲ၎တို႔ကို ရက္သတၱ ၆ ပတ္ထက္ပို၍ မစားသင့္ပါဘူး။
.
(၃) ၾကက္သြန္ျဖဴ
********************
ၾကက္သြန္ျဖဴဟာ ဟင္းလ်ာအစားအစာမ်ားအတြက္ အဓိကက်ေသာ ေဆးဖက္ဝင္ ဟင္းခတ္အေမႊးအႀကိဳင္ျဖစ္ပါတယ္။ သို႔ေသာ္
.
(က) ၾကက္သြန္ျဖဴဟာ ေသြးက်ဲေစတာေၾကာင့္ ေသြးမခဲေဆးစားေနရသူမ်ားဟာ ခြဲစိပ္ကုသမႈမျပဳမီ ၾကက္သြန္ျဖဴကို မစားသင့္ပါဘူး။
.
(ခ)Hypoglyceamic(ေခၚ) ေသြးထဲမွာ ဂလူးကို႔စ္နည္း၍ ေဆးစားေနရသူမ်ား
ဟာ ၾကက္သြန္ျဖဴကို လံုးဝမစားသင့္ပါဘူး။
.
(၄) င႐ုတ္ေကာင္း
********************
င႐ုတ္ေကာင္းက ပန္းနာ၊ သလိပ္၊ ေလထိုးေလေအာင့္ တို႔ကို ေခ်ဖ်က္ေပးႏိုင္သလို သည္းေျခေရာဂါ၊ ဝမ္းကိုက္ ျခင္း၊ ေခြၽးမထြက္ျခင္း၊ ဝမ္းခ်ဳပ္ျခင္း၊ ေသြးဆုတ္ ေသြးပုပ္ အတြင္းပူေသာအနာတို႔ကိုလည္း သက္သာေျဖေလ်ာ့ေပး
ႏိုင္ပါတယ္။ သို႔ေသာ္
.
(က) င႐ုတ္ေကာင္းကို ေန႔စဥ္ ၃ဝဝ မီလီဂရမ္ထက္ပို၍ မစားသင့္ေပ။ .
.
(ခ) အရက္ေသစာႏွင့္ တြဲ၍ မမွီဝဲပါႏွင့္။
.
(ဂ) အသည္းေရာဂါသမားမ်ားဟာ င႐ုတ္ေကာင္းစားျခင္းမွ ေရွာင္သင့္ပါတယ္။
.
(ဃ) င႐ုတ္ေကာင္းဟာ ၾကြက္သားေတြကို ေပ်ာ့ေပ်ာင္းနိုင္စြမ္းရွိတာ ေၾကာင့္ ယာဥ္ေမာင္းသူမ်ားႏွင့္ စက္ကိရိယာကိုင္တြယ္ရ သူမ်ားဟာလည္း င႐ုတ္ေကာင္း မစားသင့္ပါဘူး။
.
(၅) ႏြယ္ခ်ိဳ
*************
ႏြယ္ခ်ဳိက အသံကိုၾကည္လင္ေစၿပီး ေခ်ာင္းဆိုးနဲ႔ သလိပ္နာေရာဂါကို ေပ်ာက္ေစပါတယ္။ ေလနာေရာဂါကို ႏိုင္ပါတယ္။ လူကို ဆူၿဖိဳးေစၿပီး အားျဖစ္ေစပါတယ္။ သုိ႔ ေသာ္
.
(က) ႏြယ္ခ်ဳိကို ရက္သတၱ ၄-၆ ပတ္ထက္ပို၍ စြဲမ စားသင့္ပါဘူး။ ပို၍စားမိပါက ခႏၶာကိုယ္ထဲမွာ ေရေအာင္း ႏိုင္ပါတယ္။
.
(ခ) ဆီးခ်ိဳ၊ ေသြးတိုး၊ ႏွလံုး၊ အသည္းနဲ႔ ေက်ာက္ကပ္ေရာဂါရွိသူမ်ား အထူးေရွာင္ရွားသင့္ပါတယ္။
.
(ဂ) ႏြယ္ခ်ိဳဟာ ခႏၶာကိုယ္တြင္း ပိုတက္စီယမ္ဓာတ္ကို ေလ်ာ့ နည္းေစတာေၾကာင့္ ပိုတက္စီယမ္အားနည္းသူမ်ား မစား
သင့္ပါဘူး။
.
(၆) တ႐ုတ္နံနံ
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တ႐ုတ္နံနံပင္ထဲမွာ ေဘးဥပဒ္ျဖစ္ေစေသာ ကိုလက္စထေရာ လံုးဝမပါရွိဘဲ ေကာင္းက်ိဳးျပဳေသာ ဓာတ္တိုးဆန္႔က်င္ပစၥည္းမ်ား၊ ဗီတာမင္သတၱဳဓာတ္မ်ားနဲ႔ ေခ်ဖ်က္လြယ္ေသာအမွ်င္ဓာတ္တို႔ ၾကြယ္ဝစြာပါရွိတဲ့အျပင္ ကင္ဆာကိုတိုက္ဖ်က္ႏိုင္ေသာ acetylenics, phenolic acids ႏွင့္coumarins ဓာတ္ေပါင္းစုမ်ား ပါဝင္ေနတာေၾကာင့္ ကင္ဆာအဖုအက်ိတ္မ်ား ႀကီးထြားပ်ံ႕ႏွံ႔ျခင္းမွ
ကာကြယ္ေပးၿပီး အံ့ၾသဖြယ္ေကာင္းစြာ အနာမ်ားကိုလည္း က်က္ေစပါတယ္။ အထူးသျဖင့္ အူမႀကီးကင္ဆာ၊ အစာ အိမ္ကင္ဆာ၊ သားအိမ္ေခါင္းကင္ဆာႏွင့္ အမ်ိဳးသားမ်ား ဆီးက်ိတ္ကင္ဆာတို႔ကို ဟန္႔တားေပးႏိုင္ပါတယ္။ သို႔ေသာ္
တ႐ုတ္နံနံပင္က ေဆးအျဖစ္မွီဝဲရင္ ဆီးမ်ားမ်ားသြား ေစတာေၾကာင့္ ေက်ာက္ကပ္ေရာဂါသည္မ်ားနဲ႔ သည္း ေျခအိတ္ေဝဒနာသည္မ်ားအတြက္ အထူးေရွာင္ရွားသင့္ပါ တယ္။
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(၇) ပင္စိမ္းပင္
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ပင္စိမ္းရြက္ထဲတြင္ပါရွိေသာ သဘာဝဓာတ္ေပါင္းစု
တစ္မ်ိဳးက ဦးေႏွာက္စြမ္းေဆာင္ခ်က္ကို တိုးတက္ေကာင္း
မြန္ေစသည့္ျပင္ စိတ္ဓာတ္က်ျခင္း၊ စိတ္ဖိစီးျခင္းနဲ႔ အယ္လ္ဇိုင္းမားေရာဂါတို႔ကို ထိထိေရာက္ေရာက္ ကုသ ေပးႏိုင္ပါတယ္။ ဒါ့ျပင္ ပင္စိမ္းရြက္တာ ကေလးငယ္မ်ား ရဲ႕ Óဏ္ရည္စြမ္းအားကို တိုးတက္ျမင့္မားေစႏိုင္လို႔ အရြယ္
သံုးပါးမေရြး စားသံုးသင့္ပါတယ္။ သို႔ေသာ္ ေသြးထဲမွာ ဂလူးကို႔စ္နည္းေနသူမ်ား၊ အတက္ေရာဂါရွိသူမ်ားနဲ႔ ဝက္႐ူးျပန္ေရာဂါရွိသူမ်ားကေတာ့ ပင္စိမ္းကုိ မစားသင့္ပါ ဘူး။
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(၈) ခ်င္း(ဂ်င္း)
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ခ်ငး္ဟာ အစာေၾကညက္လြယ္ျခင္း၊ ဆီးနဲ႔ဝမ္းကို ရႊင္ေစျခင္း၊ ခံတြင္းၿမိန္ျခင္း၊ သုက္ကိုပြားေစျခင္း၊ အဆိပ္အေတာက္ကို ေျပေပ်ာက္ေစျခင္း၊ ေခ်ာင္းဆိုးပန္းနာကို ေပ်ာက္ေစျခင္း၊ ေရာင္ရမ္းနာမ်ားကို ေပ်ာက္ကင္းျခင္း၊ အသံၾကည္လင္ျခင္း၊ ေလနာေရာဂါကိုႏိုင္ျခင္းစတဲ့ က်န္းမာေရးအာနိသင္ေတြ ေပးစြမ္းႏိုင္ပါတယ္။ သို႔ေသာ္ ခ်င္းဟာ သည္းေျခရည္ကို ပိုထြက္ေစတာေၾကာင့္ သည္းေျခေရာဂါရွိသူမ်ားက ခ်င္းအေျခာက္ကိုျဖစ္ေစ၊ ခ်င္းမႈန္႔ကို ျဖစ္ေစ ေဆးအျဖစ္မွီဝဲလိုရင္ ကြၽမ္းက်င္သူ ဆရာဝန္ တို႔၏ လမ္းညႊန္မႈျဖင့္သာ သံုးစြဲသင့္ပါတယ္။
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(၉) နႏြင္း
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ေလ့လာဆန္းစစ္မႈမွတ္တမ္းမ်ားအရ ကမၻာေပၚမွာ နႏြင္းမႈန္ ့အစားဆံုးသူမ်ားဟာ အိႏိၵယလူမ်ိဳးမ်ားျဖစ္ၾကရာ ၎လူမ်ိဳးေတြမွာ ရင္သားကင္ဆာ၊ အဆုတ္ကင္ဆာ၊ အူမၾကီးကင္ဆာ၊ ဆီးက်ိတ္ကင္ဆာ ျဖစ္ႏိုင္ေခ်လြန္စြာနည္းပါး
ေၾကာင္း၊ နႏြင္းမႈန္႔ကို ပန္းေဂၚဖီ(အျဖဴ)ႏွင့္ တြဲဖက္၍ ခ်က္စားျခင္းက ဆီးက်ိတ္ကင္ဆာျဖစ္ျခင္းမွ ကာကြယ္ေပးႏိုင္ေၾကာင္း၊ အိႏိၵယမွာ နႏြင္းမႈန္႔ကို မိ႐ိုးဖလာအရ စားသံုးလာခဲ့ၾကတာေၾကာင့္လည္း ကေလးငယ္ေတြမွာ ေသြးကင္ဆာျဖစ္ပြားႏႈန္းနည္းပါးေၾကာင္း၊ အဆိပ္အေတာက္ေျပေစကာ အသည္းကို ေကာင္းက်ိဳးျပဳေၾကာင္း၊ ကိုယ္တြင္းကိုယ္ပ ေရာင္ရမ္းနာမ်ားအတြက္ လြန္စြာေဆးဖက္ဝင္ေၾကာင္း၊ အမ်ိဳးသမီးမ်ားရဲ႕ သားအိမ္ကို သန္႔ေစေၾကာင္း၊ နႏြင္းမႈန္႔ကို ေန႔စဥ္ ဟင္းလ်ာေတြမွာ စားသံုးေလ့ရွိတာေၾကာင့္လည္း အိႏိၵယလူမ်ိဳးေတြမွာ ဦးေႏွာက္ဇရာေရာဂါ(ေခၚ)အယ္လ္ဇိုင္းေရာဂါ ျဖစ္သူဦးေရ လြန္စြာနည္းပါး ေၾကာင္း ေလ့လာေတြ႕ရွိရပါတယ္။ သို႔ေသာ္ အစာအိမ္ အက္ဆစ္အထြက္မ်ားသူမ်ား၊ အူယဥ္းနာေရာဂါ၊ သည္းေျခ ေက်ာက္ႏွင့္ သည္းေျခအိတ္ပိတ္ဆို႔သူမ်ားကေတာ့ နႏြင္း စားသံုးမႈကို ေရွာင္ရွားသင့္ပါတယ္။
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တင္္ထက္ထက္ေဇာ္
Ref:myawaddy health


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ေရွာင္ဖယ္၍ မရႏူိင္ေသာ တရုတ္


ေရွာင္ဖယ္၍ မရႏူိင္ေသာ တရုတ္ (၁)

ယခုအခါ အမ်ဳိးသား ဒီမုိကေရစီ အဖဲြ႕ခ်ဳပ္က မဲအျပတ္အသတ္ျဖင့္ ေအာင္ပဲြခံလုိက္ျပီ ျဖစ္သျဖင့္ ၁၉၆၂ မွစ၍ တြက္မည္ဆုိလ်င္ ပထမဆုံးအၾကိမ္အျဖစ္ အရပ္သားမ်ားလက္၀ယ္သုိ႕ အျပည့္အ၀ အာဏာ ျပန္လည္ ေရာက္ရွိေတာ့မွာ ျဖစ္တယ္လုိ႕ ေျပာလုိ႕ရပါတယ္။

ဒီအေနအထားကုိ စုိးရိမ္မကင္းစြာ နဲ႕ ေစာင့္ၾကည့္ေနတာကေတာ့ ေျမာက္ဘက္ျခမ္းက တရုတ္ ျပည္သူ႕သမၼတ ႏူိင္ငံပဲ ျဖစ္ပါတယ္။ နယ္စပ္တြင္ အလ်ားမုိင္ေပါင္း ၁၃၆၂ မုိင္ ထိစပ္ေနျပီး ျမင့္မားၾကမ္းတမ္းေသာ ေတာင္ကုန္းမ်ားကုိ ေက်ာ္ျဖတ္ႏူိင္က အိႏၵိယ သမုဒၵရာ သုိ႕ အလြယ္တကူ ၀င္ေရာက္ႏူိင္ျပီး တရုတ္ရဲ႕ အၾကီးမားဆုံး ကုန္သြယ္ဖက္ ႏူိင္ငံေတြ ျဖစ္တဲ့ အေရွ႕ေတာင္အာရွ ႏူိင္ငံမ်ားသုိ႕ ျမန္မာကုိျဖတ္ျပီး ကုန္းလမ္းခရီးနဲ႕ ကုန္စည္ ျဖန္႕ျဖဴးမႈေတြ ျပဳလုပ္ႏူိင္တဲ့ အေျခအေနရွိပါတယ္။

ယခုလက္ရွိ အေျခအေနအရ တရုတ္နဲ႕ NLD အၾကား ဆက္ဆံေရးဟာ ေအးတိေအးစက္ ျဖစ္ေနျပီး တရုတ္က သိသိသာသာပဲ NLD ရဲ႕ ေအာင္ပဲြကုိ ခ်ီးက်ဴး ဂုဏ္ျပဳဘုိ႕ ေရွာင္ရွားေနပါတယ္။ အစဥ္အလာတုိင္း ဆုိရင္ ေဒၚေအာင္ဆန္းစုၾကည္က သံတမာန္ေရးအရ ေရာ စီးပြားေရးအရ ေရာ အေနာက္ဘက္ကုိ ယိမ္းဘုိ႕ ရွိေနပါတယ္။ ဒါေပမယ့္ ေဒၚေအာင္ဆန္းစုၾကည္အေနနဲ႕ ျမန္မာရဲ႕ ဘူမိႏူိင္ငံေရး အေျခအေနအရ လႈပ္ရွားေဆာင္ရြက္သြားရဘုိ႕ရွိပါတယ္။

တရုတ္ျပည္က ဘယ္လုိပဲျဖစ္ျဖစ္ ျမန္မာျပည္မွာ ၾကီးမားတဲ့ အခန္းကေန ဆက္လက္ ပါ၀င္သြားမွာ ျဖစ္ပါတယ္။
ျပီးခဲ့တဲ့ ေရြးေကာက္ပဲြဟာ အာဏာရ အသုိက္အ၀န္းက ၂၀၀၃ ခုႏွစ္ကတည္းက ေသခ်ာ အကြက္ခ်ျပီး စီမံထားခဲ့မႈရဲ႕ ရလာဒ္ အျဖစ္ ထြက္ေပၚလာခဲ့ရတာ ျဖစ္ပါတယ္။ ျမန္မာဟာ ၁၉၉၀ ေနာက္ပုိင္း စီးပြားေရးအရ တံခါးဖြင့္ေပးခဲ့ေသာ္လည္း မေအာင္ျမင္ခဲ့တာကတေၾကာင္း ၁၉၉၀ ေရြးေကာက္ပဲြ ရလာဒ္ကုိ ပယ္ဖ်က္ခဲ့တာေၾကာင့္ အေနာက္အုပ္စုရဲ႕ စီးပြားေရး ပိတ္ဆုိ႕မႈေတြ ခံခဲ့ရတာေၾကာင့္ စစ္တပ္အေနနဲ႕ စီးပြားေရးအရ ေရာ ႏူိင္ငံေရးအရပါ တရုတ္ကုိ မွီခုိလာခဲ့ရတာ ျဖစ္ျပီး တုိင္းျပည္ကုိ တေျဖးေျဖး နဲ႕ ခ်ဳပ္ကုိင္ထားဘုိ႕ ေျဖေလ်ာ့ဘုိ႕ လုပ္လာခဲ့ရတာ ျဖစ္ပါတယ္။ အဲ့လုိမွ မလုပ္ရင္လည္း ႏူိင္ငံတကာ အသုိက္အ၀န္းမွာ ၀င္ဆံံ့ဖုိ႕ ဆုိတာ မျဖစ္ႏူိင္ေတာ့ပါဘူး၊

၁၉၈၈ နဲ႕ ၂၀၁၃ အၾကားမွာ ႏူိင္ငံျခား ရင္းႏွီးျမႈပ္ႏွံမႈ (အေမရိကန္ ေဒၚလာ ၃၃.၆၇ ဘီလီယံ) စုစုေပါင္းရဲ႕ ၄၂%၊ လက္နက္ ၀ယ္ယူတင္သြင္းမႈ စုစုေပါင္းရဲ႕ ၆၀% က တရုတ္ ျပည္မွ ျဖစ္ပါတယ္။ အဲ့သည့္အေနအထားက ၂၀၀၀ ခုႏွစ္အလြန္မွ စတင္ ေျပာင္းလဲလာခဲ့ရပါတယ္၊ ျမန္မာ စစ္ေခါင္းေဆာင္ေတြဟာ တရုတ္ကုိ အလြန္အကၽြံ မွီခုိလာေနရတဲ့ အျဖစ္ကုိ စုိးရိမ္မကင္း ျဖစ္စ ျပဳလာျပီး အေျဖရွာဘုိ႕ စတင္ၾကဳိးစားလာရရင္းက အေနာက္အုပ္စု သေဘာက်တဲ့ NLD ကုိ ႏူိင္ငံေရးအရ လမ္းဖြင့္ေပးမွသာ အျခားႏူိင္ငံမ်ားနဲ႕ ေရာေရာ၀င္၀င္ ဆက္ဆံလုိ႕ ရေတာ့မွာကုိ သေဘာေပါက္ လာၾကပါတယ္။

အဲ့တာေၾကာင့္ ႏူိ၀င္ဘာ ၈ ရက္ ေအာင္ပဲြဟာ စစ္ေခါင္းေဆာင္ေတြ ကာလၾကာျမင့္စြာ အကြက္ခ် ထားခဲ့မႈရဲ႕ ရလာဒ္ဆုိတာ က်ဳိးေၾကာင္း ဆီေလ်ာမႈ ရွိတယ္လုိ႕ ဆုိလုိျခင္း ျဖစ္ပါတယ္။ ၂၀၀၈ ဖဲြ႕စည္းပုံနဲ႕လည္း သူတုိ႕ရဲ႕ အက်ဳိးစီးပြားကုိ ကာကြယ္ထားျပီး ျဖစ္ေနတာေၾကာင့္ အစုိးရအသစ္အေနနဲ႕လည္း အသြင္ကူးေျပာင္းမႈ အဆင္ေျပ ေခ်ာေမြ႕ေစျခင္တယ္ ဆုိရင္ စစ္တပ္နဲ႕ သေဘာတူညီခ်က္ ရေအာင္ ေဖၚေဆာင္ဘုိ႕ လုိအပ္ေနပါတယ္။

အခုလုိ အသြင္ကူးေျပာင္းမယ့္ အေရးကုိ တရုတ္က ကာလၾကာျမင့္စြာကပင္ ၾကဳိတင္ ျပင္ဆင္ထားခဲ့ျပီး ျဖစ္ပါတယ္။ ဒီအတြက္ ဂၽြန္လတုန္းက တရုတ္သမၼတ စီရွင္ပင္ နဲ႕ ၀န္ၾကီးခ်ဳပ္ လီကီးက်န္တုိ႕က ေဒၚေအာင္ဆန္းစုၾကည္ကုိ ပီကင္းကုိ ဖိတ္ေခၚျပီး ေဆြးေႏြးခဲ့တဲ့အျပင္ အျခားႏူိင္ငံေရးပါတီေတြကုိလည္း ခ်န္မထားဘူး ဆုိတဲ့သေဘာနဲ႕ ျပည္ခုိင္ျဖဳိးပါတီကုိ ဧျပီလမွာတခါ၊ ဂ်ဳလုိင္မွာ ရခုိင္ အမ်ဳိးသား ပါတီကုိပါ တခါ ဖိတ္ေခၚခဲ့ပါတယ္။

ေရြးေကာက္ပဲြ ျပီးလ်င္ ျပီးခ်င္း တရုတ္ ႏူိင္ငံျခားေရး၀န္ၾကီးဌာနက ျမန္ျမန္ဆန္ဆန္ပဲ ေရြးေကာက္ပဲြ ေအာင္ျမင္စြာ က်င္းပႏူိင္ခဲ့မႈအေပၚ ခ်ီးက်ဴး ဂုဏ္ျပဳခဲ့ေပမယ့္ NLD ကုိ သိသိသာသာ ခ်န္လွပ္ထားခဲ့တာ ေတြ႕ရပါတယ္။ ေရြးေကာက္ပဲြ ရလာဒ္ေၾကာင့္ ေနျပည္ေတာ္မွာ အေျခအေနေတြ ရႈပ္ေထြးလာေနတာေၾကာင့္လည္း ျဖစ္ပါတယ္။ ယခုအခါ NLD က ပါလီမာန္ကုိ ထိမ္းခ်ဳပ္ထားႏူိင္ေနျပီး စစ္တပ္က ႏူိင္ငံရဲ႕ အဓိကက်တဲ့ အာဏာတည္ရာ ၀န္ၾကီးဌာနမ်ား အပါအ၀င္၊ စီးပြားေရး ပုိင္ဆုိင္ခြင့္ေတြကုိ ထိမ္းခ်ဳပ္ႏူိင္ေနဆဲ ျဖစ္တာေၾကာင့္ အာဏာရဲ႕ အမာပုိင္းရွိရာ အေၾကာ ေတြကုိ ရယူထားႏူိင္ဆဲ ျဖစ္ပါတယ္။ တခ်ိန္တည္းမွာ တုိင္းရင္းသား ပါတီေတြက တုိင္းေဒသၾကီးေတြမွာ အႏူိင္ရရွိခဲ့ေပမယ့္ ႏူိင္ငံေတာ္အဆင့္မွာ အႏူိင္မရခဲ့တာေၾကာင့္ အေနအထားတခုနဲ႕ အျပဳိင္အဆုိင္ ရပ္တည္ဘုိ႕ ၾကဳိးပမ္းရာမွာ အခက္အခဲေတြ ျဖစ္လာရပါတယ္။ ဒီအတြက္ တရုတ္ အေနနဲ႕ တုိင္းျပည္ရဲ႕ မူ၀ါဒေရးရာ ဆုံးျဖတ္ခ်က္ေတြရရွိဘုိ႕ အေရး ေနာက္ကြယ္က အာဏာ ဆုပ္ကုိင္ထားတဲ့ အင္အားစု အမ်ားအျပားနဲ႕ ရင္ဆုိင္လာရဘုိ႕ ရွိေနပါတယ္။

ဆက္လက္ ေဖၚျပပါမယ္

ရည္ညႊန္း။ ။ 2015 STRATFOR GLOBAL INTELLIGENCE ANALYSIS

HSW


ေရွာင္ဖယ္၍ မရႏူိင္ေသာ တရုတ္ (၂)

ျမန္မာျပည္အဖုိ႕ ေရွ႕ကုိ ဆက္လွမ္းႏူိင္ဘုိ႕အေရး ဟာ တုိင္းရင္းသား လူမ်ဳိးစု လက္နက္ကုိင္မ်ားနဲ႕ ဘယ္လုိ စခန္းသြားဘုိ႕ ေရြးခ်ယ္ထားသလဲဆုိတာ အဓိကထား သုံးသပ္ရမယ့္ အခ်က္ ျဖစ္လာပါတယ္။ ရာစုႏွစ္၀က္တခုနီးပါး စစ္တပ္မွ နယ္ေျမသိမ္းတုိက္ပဲြေတြ ဆင္ႏႊဲျပီး အင္အားခ်ိနဲ႕ ေအာင္ ျပဳလုပ္ႏူိင္ခဲ့ေပမယ့္ ယခုအခါ တုိင္းရင္းသား အဖဲြ႕မ်ားက ျငိမ္းခ်မ္းေရးအတြက္ ႏူိင္ငံေရးအရ ေျပလည္ လုိက္ေလ်ာမႈေတြရေအာင္ ေတာင္းဆုိလာေနၾကပါတယ္။ တရုတ္မွ နယ္ျခားတေလ်ာက္ရွိ ‘ ၀’ နဲ႕ ကခ်င္ လြတ္ေျမာက္ေရး တပ္ေတြကုိ ေထာက္ခံအားေပးထားယုံမက ၾသဇာသက္ေရာက္မႈ ရွိေအာင္ပါ ျပဳလုပ္ထားျပီး ျမန္မာမွ တရုတ္နဲ႕ ကင္းကြာလုိ႕ မရေအာင္ ထိမ္းထားႏူိင္ခဲ့ပါတယ္။ ဒီအတြက္လည္း ေအာက္တုိဘာ ၁၅ ရက္ေန႕က ခ်ဳပ္ဆုိခဲ့တဲ့ ႏူိင္ငံလုံးဆုိင္ရာ အျပစ္အခတ္ရပ္စဲေရးကုိ ၎နယ္ျခားရွိ အဖဲြ႕မ်ား လက္မွတ္မထုိးေအာင္ တရုတ္က ေဆာ္ေၾသာ္ထားတာ ျဖစ္တယ္လုိ႕ စြပ္စဲြမႈေတြ ထြက္ေပၚလာရတာ ျဖစ္ပါတယ္။

ယခုလုိ တရုတ္က ျမန္မာျပည္တြင္း လက္နက္ကုိင္ ပုန္ကန္မႈေတြကုိ အားေပးအားေျမွာက္ ဆက္လုပ္ေနမယ္ဆုိရင္ေတာ့ NLD အေနနဲ႕ တရုတ္နဲ႕ ႏူိင္ငံေရးအရ အေပးအယူ ျပဳလုပ္ရမွာ ျဖစ္ပါတယ္။ ဒီေနရာမွလည္း တုိင္းရင္းသား လက္နက္ကုိင္ေတြရဲ႕ အေနအထားကုိ တစတစ ဆုတ္ယုတ္ေလ်ာ့ပါးေအာင္ ျပဳဘုိ႕ ၾကံေနတဲ့ စစ္တပ္နဲ႕လည္း အေျခအတင္ ေျပာစရာ ျဖစ္လာပါလိမ့္မယ္။

တရုတ္ထံမွ လွည့္ထြက္လုိ႕ရေအာင္ အမ်ားအျပား လုပ္လာခဲ့တဲ့ အထဲမွာ ၂၀၁၀ က စျပီး ႏူိင္ငံျခားရင္းႏွီးျမႈပ္ႏွံမႈေတြကုိ ေနရာအနွံ႔က စတင္ ရွာေဖြလာႏူိင္ခဲ့တာ တခုပါ၀င္ပါတယ္။ ဒါေပမယ့္ ျမန္မာအေနနဲ႕ ဘယ္ေလာက္ေ၀းေ၀း ေျခဦးလွည့္ႏူိင္မလဲဆုိတာ ပထ၀ီ အေနအထားအရ ကန္႕သတ္မႈေတြရွိေနပါတယ္။ ယူနန္ ျပည္နယ္ကုိ ၾကည့္မယ္ဆုိရင္ တရုတ္အဆင့္အတန္းနဲ႕ဆုိ ဆင္းရဲတဲ့ ျပည္နယ္တခု ျဖစ္ေနေသာ္လည္း အေနာက္ဘက္ နဲ႕ အေနာက္ေျမာက္ နယ္ျခားရွိ အိႏၵိယ နဲ႕ ဘဂၤလားေဒ့ရွ္ ျပည္နယ္မ်ားနဲ႕ ႏႈိင္းစာရင္ စီးပြားေရး လုပ္ဘုိ႕ အေတာ္ေလးကုိ အားရစရာ ေကာင္းပါတယ္။

တရုတ္က သူရဲ႕ ကုန္တြင္းပိတ္ ျပည္နယ္မ်ား ဖြံ႕ျဖဳိးတုိးတက္လာေအာင္ ၾကဳိးပမ္းရာမွာ လာအုိ၊ ဗီယက္နမ္ နဲ႕ ျမန္မာကုိ ျဖတ္ျပီး ပင္လယ္ထြက္ေပါက္ရေအာင္ ဖန္တီးလုိပါတယ္။ ဒီအတြက္ ျမန္မာက အေရွ႕ဘက္ရွိ အိမ္နီးခ်င္းႏူိင္ငံမ်ားနဲ႕ ဟန္ခ်က္ညီေအာင္ ၾကဳိးစားမွာ ျဖစ္ေပမယ့္ တရုတ္က ေတာ့ အဓိက ကုန္သြယ္ဖက္ ႏူိင္ငံအျဖစ္ ဆက္ရွိေနမွာ ျဖစ္ပါတယ္။

၂၀၁၀ ေနာက္ပုိင္းမွာ တရုတ္ စီးပြားေရးဟာ အရင္လုိ မဟုတ္ပဲ အေတာ္ေလး က်ဆင္းလာခဲ့ေပမယ့္ ျမန္မာ့ စီးပြားေရးအတြက္ေတာ့ အေရးပါတဲ့ အခန္းက ေနာင္အနာဂါတ္မွာ ဆက္လက္ ရွိေနအုန္းမွာ ျဖစ္ပါတယ္။ စားရာမွာလည္း သဲနဲ႕ရွပ္ရွပ္ ျပစ္ရမွာလည္း အဆီတ၀င္း၀င္း ဆုိသလုိပါပဲ၊ ၂၀၁၄ အတြင္း တရုတ္နဲ႕ ကုန္သြယ္မႈမွာ သြင္းကုန္ စုစုေပါင္း တန္ဘုိးရဲ႕ ၄၂.၇% ရွိျပီး ပုိ႕ကုန္ေတြရဲ႕ ၆၅.၂% ရွိပါတယ္။ ျမန္မာရဲ႕ ဒုတိယ အၾကီးဆုံး ကုန္သြယ္ဖက္ ႏူိင္ငံျဖစ္တဲ့ ထုိင္းနဲ႕ ဆုိရင္ ဆင္နဲ႕ ဆိတ္ေလာက္ ကြာျခားပါတယ္။ သြင္းကုန္ရဲ႕ ၁၉.၃% နဲ႕ ပုိ႕ကုန္ ၁၆.၄% ပဲ ရွိပါတယ္။ တရုတ္နဲ႕ ကုန္သြယ္ေရး အေျချပ တရား၀င္ စာရင္းဇယားေတြမွာ မူးယစ္ေဆး၀ါးေတြ သစ္ခုိးထုတ္မႈေတြနဲ႕ သဘာ၀ သယံဇာတေတြ အၾကီးအက်ယ္ ထြက္ေနတာေတြ မပါေသးပါဘူး၊

ဒါေတြကုိ ၾကည့္မယ္ဆုိရင္ အေနာက္ႏူိင္ငံေတြက ဖ်က္ျမင္းသာသာ ပဲ လုပ္ႏူိင္တဲ့ အေနအထားပဲ ရွိေနပါတယ္။ သူတုိ႕ လြန္ေရာကၽြံေရာ လုပ္ေပးႏူိင္တာက ကုန္သြယ္ေရး သေဘာတူညီခ်က္ေတြရယ္ ဆက္ဆံေရး ခုိင္မာလာေအာင္ သံတမန္ေရးနဲ႕ နည္းပညာ အကူအညီေတြ ပံ့ပုိးေပးႏူိင္တဲ့ အဆင့္ထက္မပုိပါဘူး၊ ဒီေနရာမွာေတာင္ အကန္႕အသတ္ရွိပါေသးတယ္။ ေတာင္တရုတ္ ပင္လယ္မွာ တရုတ္ နဲ႕ အင္အား ခ်ိန္ခြင္ရွာ ထိမ္းညွိႏူိင္မယ့္အေရးကုိ ျမန္မာထက္ ပုိျပီး အေလးထား စုိးရိမ္မကင္း ျဖစ္ေနတယ္ဆုိတဲ့ အခ်က္ပါပဲ၊

အခုႏွစ္မွာ ဘာေတြ ေျပာင္းလဲသြားျပီလဲဆုိေတာ့ ျမန္မာဟာ စီးပြားေရး အကူအညီအတြက္ နယ္ပါယ္ အမ်ဳိးမ်ဳိးကေန ရရွိလာခဲ့ပါတယ္။ ျမန္မာကုိ ျဖတ္ျပီး အိႏၵိယ နဲ႕ ထုိင္းႏူိင္ငံကုိ ဆက္သြယ္ေပးတဲ့ အာရွ လမ္းမၾကီးက ၂၀၁၅ မွာ ျပီးဆုံးခဲ့ပါတယ္။ ဒီအတြက္ ထုိင္း နဲ႕ ျမန္မာတုိ႕ စီးပြားေရးအရ အရင္ကထက္ပုိျပီး အင္နဲ႕ အားနဲ႕ ေပါင္းစပ္လာဘုိ႕ ရွိေနပါတယ္။ ဒါ့အျပင္ မဲေဆာက္ နဲ႕ ျမ၀တီအၾကား အထူးစီးပြားေရးဇုံေတြ ထူေထာင္ဖုိ႕ ေျမစမ္းခရမ္းပ်ဳိးထားျပီး ျဖစ္လုိ႕ စီစဥ္ထားတဲ့ ထား၀ယ္ ပင္လယ္ေရနက္ ဆိပ္ကမ္း တည္ေဆာက္ေရးအတြက္ ဆက္သြယ္ အားျဖည့္မႈေတြ တုိးျမွင့္လာမွာ ျဖစ္ပါတယ္။

ဒါေတြကုိ ၾကည့္ျပီး ထုိင္းႏူိင္ငံမွ ၎ရဲ႕ လက္ရွိ ထုတ္ကုန္ ေတြ ၀န္ေဆာင္မႈ လုပ္ငန္းေတြကုိ အဆင့္တက္ဘုိ႕ ၾကဳိးစားလာရင္ လက္ရွိ လုပ္ေနတဲ့ ကုန္ထုတ္ လုပ္ငန္းေတြ ျမန္မာလက္ထဲ ေရာက္လာရဘုိ႕ရွိေနတဲ့အတြက္ အရင္ကလုိ သဘာ၀ သယံဇာတေတြ ထုတ္ယူေရာင္းစားရတဲ့ စီးပြားေရးမွ ျမန္မာအေနနဲ႕ လမ္းခဲြထြက္လာႏူိင္ပါတယ္။

အခုေလာေလာဆယ္ေတာ့ အေနာက္ဘက္မွ ျမန္မာေစ်းကြက္အတြင္း ၀င္ေရာက္မယ္ဆုိျပီး အလြန္အကၽြံ ျမဴဆြယ္မႈေတြ ရွိေနေပမယ့္ တကယ္တမ္းက် အကန္႕အသတ္ နဲ႕ သာ ျဖစ္ပါတယ္။ လက္ရွိမွာ အေမရိကန္ နဲ႕ ဥေရာပ ႏူိင္ငံမ်ားနဲ႕ ကုန္သြယ္ေရးဟာ အားရစရာ ေကာင္းတဲ့ အေနအထားမွာ မရွိေသးပါဘူး၊ အေမရိကန္သုိ႕ ပုိ႕ကုန္တန္ဘုိးက စုစုေပါင္းပုိ႕ကုန္ ပမာဏရဲ႕ ၀.၄% သာရွိျပီး သြင္းကုန္ကလည္း သူမသာ ကုိယ္မသာ အဆင့္မွာပဲ ရွိေနဆဲပါ။ ဥေရာပ ႏူိင္ငံမ်ားကေတာ့ ျမန္မာျပည္အေပၚ စီးပြားေရး ဒဏ္ခတ္မႈေတြကုိ လုံး၀ဥသုန္ ဖယ္ရွားေပးခဲ့ျပီး ျဖစ္ပါတယ္။ အေမရိကန္ကေတာ့ ျမန္မာျပည္တြင္း ရင္းႏွီးျမႈပ္ႏွံမႈမ်ားကုိ တားျမစ္ခဲ့မႈကုိ ၂၀၁၂ က ဖယ္ရွားေပးခဲ့ပါတယ္။ ဒါေပမယ့္ အဓိကက်တဲ့ လုပ္ငန္းေတြနဲ႕ စီးပြားေရးသမား အခ်ဳိ႕ကုိ ဒဏ္ခတ္မႈေတြ ရွိေနဆဲ ျဖစ္ပါတယ္။

ေဒၚေအာင္ဆန္းစုၾကည္ကေတာ့ စစ္တပ္ အပါအ၀င္ ၎ရဲ႕ အခြင့္ထူးခံလူတန္းစားေတြနဲ႕ ဆက္ဆံေရး ေကာင္းမြန္ေအာင္ တည္ေဆာက္ျခင္တာေၾကာင့္ သူမရဲ႕ အရွိန္အ၀ါကုိ သုံးျပီး ဒီ ပိတ္ဆုိ႕ထားမႈေတြကုိ အဆုံးသတ္ေအာင္နဲ႕ အခြင့္အေရးပုိရမယ့္ ကုန္သြယ္ေရး သေဘာတူညီခ်က္ေတြ ရေအာင္ ၾကဳိးစားလာဖြယ္ ရွိပါတယ္၊

အခု ေလာေလာဆယ္ကေတာ့ ဆန္ရွင္းေၾကာင့္ ကုန္သြယ္ေရးမွာ အေတာ္ထိခုိက္ေနဆဲ ျဖစ္ပါတယ္။ ဆန္ရွင္း ကိစၥ ခံေနတာေၾကာင့္ အေမရိကန္ နဲ႕ ျမန္မာအၾကား ကုန္စည္တင္ပုိ႕မႈက ဂၽြန္လမွာ သန္း ၅၀ ဘုိး ရွိေပမယ့္ စက္တင္ဘာမွာ ၅.၅ သန္းပဲ ရွိပါေတာ့တယ္။ အေနာက္အုပ္စုေတြရဲ႕ ပါ၀င္ပါတ္သက္မႈေၾကာင့္ အဓိက အက်ဳိးျဖစ္ထြန္းခဲ့ရတဲ့ ကဏၠကေတာ့ စြမ္းအင္ကဏၠပဲ ျဖစ္ပါတယ္။ ျပီးခဲ့တဲ့ မတ္လက Chevron ပုိင္ ယူႏူိကယ္ ျမန္မာ့ကမ္းလြန္ ကုမဏၠီနဲ႕ လုပ္ကြက္တကြက္အတြက္ ေဒၚလာ ၂၇၇ သန္းတန္ စာခ်ဳပ္ကုိ လက္မွတ္ေရးထုိးခဲ့ပါတယ္။ BG Group ရဲ႕ Woodside Petroleum နဲ႕ လုပ္ကြက္ ၄ ကြက္စာ ေဒၚလာ တစ္ဘီလီယံတန္ စာခ်ဳပ္ကုိလည္း ခ်ဳပ္ဆုိခဲ့ပါတယ္။ ဒါေတြအားလုံးဟာ အခြန္ေငြေတြ လုံလုံေလာက္ေလာက္ ေကာက္ခံႏူိင္စြမ္း မရွိေအာင္ အားေပ်ာ့ေနတဲ့ အဖဲြ႔အစည္းေတြေၾကာင့္ ေငြလုိေနတဲ့ ျမန္မာအစုိးရအတြက္ အေထာက္အကူ ျဖစ္လာခဲ့ပါတယ္။

ဒါေပမယ့္ တရုတ္အဖုိ႕ ၂၀၁၀ ခုႏွစ္ထက္ စာရင္ ျမန္မာျပည္မွာေရာ အေရွ႕ေတာင္အာရွ တခုလုံးအတြက္ပါ ေရြးခ်ယ္ႏူိင္ခြင့္ေတြ ပုိရွိေနတယ္လုိ႕ ၾကြား၀ါႏူိင္ပါတယ္။ တရုတ္ရဲ႕ ပုိမုိက်ယ္ျပန္႕စြာ ခ်မွတ္ထားတဲ့ မဟာဗ်ဴဟာ ရဲ႕ တစိတ္တပုိင္းျဖစ္တဲ့ ကုန္းတြင္းပုိင္းရွိ ဆင္းရဲတဲ့ ျပည္နယ္ေတြကုိ ေရနံနဲ႕ သဘာ၀ ဓါတ္ေငြ႕ေတြကုိ ဘဂၤလား ပင္လယ္ေအာ္မွ တဆင့္ ျမန္မာျပည္ကုိ ျဖတ္ျပီး တုိက္ရုိက္ ပုိ႕ေဆာင္ႏူိင္မယ့္ ပုိက္လုိင္းေတြကုိ ေအာင္ျမင္ေအာင္ တည္ေဆာက္ႏူိင္ခဲ့ပါတယ္။

သုိ႕ေပမယ့္ ပုိက္လုိင္းေတြနဲ႕ အတူ တပါတည္း အေကာင္အထည္ေဖၚဘုိ႕ ရွိေနတဲ့ အေ၀းေျပး လမ္းမၾကီးကုိေတာ့ အေကာင္အထည္ ေဖၚႏူိင္ျခင္း မရွိေသးပါဘူး၊ ထုိ႕အတူ ေရအားလ်ပ္စစ္ စီမံကိန္း ျဖစ္တဲ့ ျမစ္ဆုံဆည္တည္ေဆာက္ေရးဟာလည္း တန္းလန္းၾကီး ျဖစ္ေနဆဲပါ၊ တရုတ္ျပည္က လာအုိ နဲ႕ ဗီယက္နမ္ကုိ ျဖတ္ျပီး ထုိင္းႏူိင္ငံကုိ ဆက္သြယ္ေရး လမ္းပြင့္ေအာင္ လုပ္ႏူိင္ေနဆဲ ျဖစ္ပါတယ္။ ျမန္မာဟာ တရုတ္ရဲ႕ စြမ္းအင္ စီမံကိန္းေတြအတြက္ ေရြးခ်ယ္ပုိင္ခြင့္ တခု အျဖစ္ ရွိေနေသာ္လည္း အျခားဟာေတြ ေရြးစရာလမ္း တရုတ္မွာ ရွိေနဆဲပါ။

တရုတ္ဟာ ျမန္မာျပည္မွာ ေရရွည္ဆဲြျပီး လုိအပ္သလုိ ကစားသြားႏူိင္ဘုိ႕ တတ္ႏူိင္ပါတယ္။ လက္ရွိ စီမံကိန္းေတြသာ ရလုိ႕ကေတာ့ အနာဂါတ္မွာ ဘာမွ ထပ္မရရင္ေတာင္ ေနႏူိင္တဲ့ သေဘာရွိပါတယ္။ ျမန္မာအစုိးရ အသစ္အေနနဲ႕ ဘယ္လုိ ပုံစံမ်ဳိးနဲ႕ပဲ တရုတ္အေပၚ ဆက္ဆံဘုိ႕ လုပ္လာခဲ့သည္ ျဖစ္ေစ ျမန္မာႏူိင္ငံအတြင္းမွာ ရွိတဲ့ ၎ရဲ႕ ၾသဇာ သက္ေရာက္ေနမႈကုိ အသုံးခ်ျပီး အေနာက္အုပ္စုထက္ ႏွာတဖ်ားသာေအာင္ ျပဳလုပ္ႏူိင္စြမ္း ရွိေနပါတယ္။

အေနာက္အုပ္စုကေတာ့ အာရွ-ပစိဖိတ္ေဒသမွာ တရုတ္ရဲ႕ ၾသဇာကုိ ဆန္႕က်င္ျပီး အင္အား ထိန္းညွိေအာင္ ၾကဳိးပမ္းတဲ့ေနရာမွာ ျမန္မာကုိ အကန္႕အသတ္တခု အေနနဲ႕သာ အသုံးခ်လုိ႕ ရႏူိင္ပါတယ္။

ရည္ညႊန္း။ ။ 2015 STRATFOR GLOBAL INTELLIGENCE ANALYSIS

(Stratfor သည္ အေမရိကန္ အေျခစုိက္ ကုမဏၠီတခု ျဖစ္ျပီး ကမၻာတ၀ွမ္းရွိ လူ တဦးခ်င္းစီနဲ႕ စီးပြားေရး အဖဲြ႕အစည္းမ်ားကုိ ၎တုိ႕ရဲ႕ မဟာဗ်ဳဟာေျမာက္ ဘူမိႏူိင္ငံေရး အေနအထား သုံးသပ္ခ်က္ေတြကုိ ေရာင္းခ်တဲ့ နာမည္ေက်ာ္ အဖဲြ႔အစည္း တခု ျဖစ္ပါတယ္။)

HSW


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Wednesday, October 21, 2015

လူတစ္ေယာက္၏ ပင္ကိုယ္ စရိုက္တြက္နည္း



လူတစ္ဦးဆီမွာ ပင္ကိုယ္ `ဇ´ ေလးေတြ ပါလာတတ္ပါတယ္ ။
(0) ေလာဘႀကီးသူ
(1) ေဒါသႀကီးသူ
(2) ေမာဟစိတ္လြန္ကဲသူ
(3) ေမတၱာစိတ္ရိွသူ
(4)ဂရုဏာစိတ္မ်ားသူ
(5) မုဒိတာ တရားလက္ကိုင္ထားသူ
(6)ဥေပကၡာသမား

ဆိုၿပီး (7)မ်ိဳး ခြဲၿခာထားပါတယ္ .......။

တြက္နည္းကေတာ့ လြယ္ပါတယ္ ကို္ယ္ရဲ႕ ေမြးသကၠရာဇ္ရယ္ ၊ေမြးနံကို ဂဏန္းေၿပာင္းၿပီး ေပါင္းပါ။
ရတဲ့ အေၿဖ (7) နဲ႔ စားရပါမယ္ ထြက္လာတဲ့ အေၿဖကေတာ့ ကိုယ့္ရဲ ပင္ကိုယ္စရိုက္ေပါ့ ။

ဥပမာ -
သင့္ ေမြးသကၠရာဇ္က 1353 ခု ေသာႀကာသားဆိုရင္ 6ေပါ့။
1353+6=1359
1359÷7=1 ႀကြင္းေပါ့

ျမန္မာေမြးႏွစ္မသိတဲ့လူေတြအတြက္ေတာ့
http://www.mmcalendar.com/index.php
အဲဒီထဲမွာ အဂၤလိပ္ခုႏွစ္က ျမန္မာခုႏွစ္ေျပာင္းျပီး ၾကည့္ႏိုင္ပါတယ္။

ကဲ .....ေအာက္မွာ ကိုယ့္ရဲ႕ စရိုက္ေလးကို ႀကည့္ႀကတာေပါ့ ....

အႀကြင္း (0) ေလာဘ။
သူကေတာ့ လိုခ်င္စိတ္မ်ားတယ္ ။ရတာနဲ႔ မတင္းတိမ္ဘူး ။ေရာင္႔၇ဲတဲ့ စိတ္မရိွဘူး ။ေရာက္တဲ့ ေနရာမွာ မေပ်ာ္ဘူး ဒီထက္သာယာတဲ့ဘ၀ကို လိုလားတဲ့ သူ။ တစ္ခုမၿပီးခင္ ေနာက္တစ္ခုလုပ္ခ်င္တယ္ ဘယ္အရာမဆို လက္၀ါးႀကီး အုပ္ခ်င္တယ္ ။
ဘယ္ေတာ့မွလည္း ေနာက္လိုက္မလုပ္ခ်င္ဘူး ။ ကိုယ္ရယူပိုင္ဆိုင္ဖို့ဆိုရင္ ဘယ္အရာကုိမွ မေထာက္ထားဘူး မွားသည္မွန္သည္ မခြဲၿခားဘူး ဘယ္နည္းနဲ့ မဆို ရအာင္ယူမွ ေက်နပ္တဲ့ သူ။ လိုခ်င္စိတ္မ်ားေတာ့ ဘာမဆုိလုပ္ရမွာ ၀န္မေလးသူေပါ့။ ခ်မ္းသာလိုတယ္ ႀကြယ္၀လိုတယ္ ခ်မ္းသာခ်င္ကိုလဲ ရမဲ႔ သူ။ ဒါေပမဲ႔ မွားလား မွန္လား တရား၀င္လား တရားမ၀င္လား
ေတြးမွာ မဟုတ္တဲ့အတြက္ ဒုကၡေတာ့ ေတြ့နိုင္တာေပါ့ ။ ဘယ္လိုပဲ ၿဖစ္ပါေစ သူကဘ၀ကို ရည္မွန္းခ်က္ႀကီးႀကီးနဲ့ ၿဖတ္သန္းမည့္သူပါ။ သူတစ္ပါးမွာရိွတာထက္ လိုခ်င္စိတ္ၿမင့္မားေနေတာ့ လူေတာ္ေတြ ၿဖစ္တတ္ပါတယ္ ။ လိုခ်င္တဲ့ စိတ္ကေလးကို စနစ္တက် အသံုးၿပဳသြာမယ္ဆိုရင္ ဒိတ္ဒိတ္ လူသားဘ၀ကို ပိုင္ဆိုင္ရမွာ အမွန္ပါ။

အႀကြင္း (1) ေဒါသ။
စိတ္ႀကီးတယ္ မဟုတ္မခံစိတ္မ်ားတယ္ မေတာ္မတရား လုပ္တာေတြ့ရင္ ကိုယ့္ကိစၥမဟုတ္လဲ ၀င္ပါဖို့ ၀င္ေၿပာဖို့ ၀န္မေလးတဲ႔သူ ေဘးကေန အလိုလို ေဒါသထြက္ေနတတ္တယ္ ။ စိတ္တိုေဒါသထြက္ရင္လဲ ဘာမဆို လုပ္ပစ္ေၿပာပစ္လိုက္မွ
ေက်နပ္တဲ႔သူေပါ့ ။ စိတ္ကသာႀကီးပါတယ္ သူ့နွလံုးသားကေတာ့ ၿဖဴစင္လြန္းပါတယ္ ။ ဘယ္ေတာ့မွလဲ ကိုယ့္ဘက္ကစၿပီး ရန္မလုပ္ဘူး သန္႔သန္႔ေလးေၿပာတတ္ဆိုတတ္တယ္ ။ လာေစာ္ကားၿပီး လာၿငိၿပီ ဆိုရင္ေတာ့ စိန္ေခၚရင္ တိမ္ေပၚ အထိ လိုက္မဲ့သူပဲ ။ ပင္ကုိစိတ္ရင္းေကာင္းတယ္ ။ သူတစ္ပါးကို ေပးရမွာ ေကၽြးရမွာ ထိပ္ဆံုးကေပါ့ ။ဒါေပမဲ့ စိတ္ၿမန္ ေဒါသ ထြက္လြယ္တာေႀကာင့္ အႏၱရာယ္ အၿမဲ ရင္ဆိုင္ရတတ္တယ္။ စိတ္ၿမန္ပံုကေတာ့ ဖိနပ္စီးရတာ ခက္ေနရင္ေတာင္ ဖိနပ္ကိုကန္ထုတ္ ရန္လုပ္ၿပီး ဖိနပ္မပါပဲ ေလွ်ာက္သြာတတ္တဲ့ သူမ်ိဳး။ ကိုယ္ကို လာေစာ္ကားလာရင္လဲ ဘယ္ေတာ့မွ ခြင့္မလႊတ္ဘူး။ ၿဖစ္ခဲ့တာကို စဥ္းစားၿပီး စိတ္ထဲမွာ တစ္ႏံု့ႏံု႔နဲ့ ေတြးျပီး ႀကိတ္မနိုင္ခဲမရ ေဒါပြေနတတ္တယ္ ။ အဲဒီစိတ္ကေလးကို ထိန္းႏိုင္တဲ့ ေန့ေရာက္ရင္ ခ်မ္းသာႀကီးပြားတဲ့ လမ္းေပၚကို စေရာက္တဲ့ေန့ပါပဲ ။ ဘယ္သို့ဆိုေစ ``လူေၿဖာင့္စိတ္တို´´ဆိုတဲ့ စကားအတိုင္း အလြန္ရိုးေၿဖာင့္တဲ့ သူတစ္ေယာက္ပါ ။

အႀကြင္း (2)ေမာဟ။
သိပ္ေတြေ၀တတ္တယ္ ဘယ္အရာမဆို ဆံုးၿဖတ္ခ်က္ကို ပိုင္ပိုင္နိုင္ မခ်နိုင္ဘူး ။အရာရာကို ေမ့ေလွ်ာ႔ေနတတ္တယ္ ။ တစ္ခါတစ္ေလး ေငါင္ေတာင္ေတာင္နဲ႔ ေငးေမာေနတတ္တာေတာင္ေတြ႔ရတတ္ပါတယ္ ။ သီးသန္႔ေနလို့စိတ္ၿပင္းတယ္ ။ၿပသနာတစ္ခု တစ္ေယာက္ထဲ မေၿဖရွင္းနိုင္ဘူး ေၿမြမေသ ဒုတ္မက်ိဳး လုပ္တတ္တယ္ ။ အလြန္ေတာ္တဲ႔ ၿဖန္ေၿဖေရ း သမာေလး။ ႀကား၀င္ေၿဖရွင္း ရမယ္ဆိုရင္ နွစ္ဖက္ႏွခြ ၿမင္တဲ႔သူ။ အေၿပာေအးေအးေလးနဲ႔ က်ေလာက္ေအာင္ ေၿပာတတ္တဲ႔သူ။ သူ႔၇ဲ႔ ရိုးပံုေအးပံုေႀကာင္႔ လူတိုင္းက ခင္ႀကတယ္ ။ သူကေတာ့ ေရာက္တဲ႔ေနရမွာ ေပ်ာ္ေအာင္ေနမယ္ ။ ၿပသနာေတြ႔ရင္ေတာင္ ဒါေတြကို ေမ့ေလွ်ာ႕ၿပီး ကိုယ္လုပ္ခ်င္တာ လုပ္ေနမဲ႔ သူပဲ ။ဒါ႔ေႀကာင္ဘာကိုမွ ေလးေလးနက္နက္ မရိွဘူးလို့ အထင္ခံရတတ္တယ္ ။ စကားသာ က်ေလာက္ေအာင္ေၿပာတာ တစ္ခါတစ္ေလ ေရွ႕ေနာက္မညီ ေၿပာၿပီးတာေတြ ေမ့တတ္ၿပန္တယ္ ။စိတ္ဓာတ္တတ္လြယ္ က်လြယ္တယ္ ။ အရာရာ မၿပတ္မသား ေႏွာင္႔ေႏွးလြန္းေတာ့ ဘ၀အခြင္႔အေရး ေတြ မႀကာခဏ လက္တစ္လံုးႀကား ဆံုးရံႈးရတတ္တယ္ ။ သူ႔ဘ၀ကို နိုင္နိုင္နွင္းနွင္း ပဲ႔ထိန္းေပတဲ႔ သူရိွမွ သူဘ၀က ဟန္က်မယ္ ။ ေနာက္ကတစ္ခ်ိန္လံုး လိုက္ေၿပာေနမွ တန္ရံုက်မွာ ။အေၿပာခံရလို့ စိတ္ဆိုးမွာေတာ့ မပူနဲ သူကဘယ္ေတာ့မွ မွတ္မထားလို့ပါ ။

အႀကြင္(3) ေမတၱာ။
သူကေတာ့ ေမတၱာ ရွင္ႀကီးေပါ့ ။အားနာတတ္တယ္ ၊ယံုစားလြယ္တယ္ ၊သူတစ္ပါးအေပၚ ခြင္႔လြတ္နားလည္စိတ္ရိွတယ္ ။ သည္းခံစိတ္ရိွတဲံ႔ေနရမွာ နွစ္ေယာက္မရိွဘူး ေအာခ်ရေလာက္တဲ ႔ အထိေပါ့။ အရာရာကို ရင္ဆိုင္ရဲတယ္။လူသားအားလံုးအေ ပၚေလးေလး စားစား ဆက္ဆံတတ္တယ္ ။ကိုယ္႕ကိုယ္ကို အၿမဲ နွိမ္႔ခ်ေနတတ္တယ္ ။သူအေနနဲ႕ ရိုးေပမဲ႔႕ သြားအထင္မေသးပါနဲ႔ သူ႕မွာခ်စ္တဲ ခင္တဲသူေတြ အလြန္ေပါတဲသူပါ ။လမ္းေလဂ်ပိုး လူမိုက္ကအစ လုပ္ငန္းရွင္ႀကီး အထိ သူ႕ကိုခင္ႀကတယ္ ။ အေရးအေႀကာင္းဆို ကူညီဖို့အသင္႔ပဲ ။ၿမင္႕ၿမတ္တဲံ႔ စိတ္သေဘာထား အေပၚ လူတိုင္းက ေနရာေပး ဆက္ဆံႀကတယ္ ။ရန္သူအေပၚမွာေတာင္ေမတၱာထား ေတာ့ ေဘးလူေတြနာမလည္ အားမလိုအား မရ ၿဖစ္တတ္ႀကတယ္။ဒါေပမဲ႔ ရန္သူကိုေမတၱာနဲ ႕ အဆံုးမွာ စည္းရံုးနုိင္တဲ႕ သူပါ ။စိတ္သေဘာထား ႀကီးတယ္ မဟုတ္တာ မလုပ္တဲ့သူ။ ဘယ္သူ႕ကိုမဆို တန္ဖို့းထားဆက္ဆံတတ္တယ္။အေၿပာသမားမဟုတ္ဘူး လက္ေတြ႕႔ဆန္တယ္ ။ေအးေအးခ်မ္းခ်မ္းေနခ်င္တဲ႕သူ။ အခ်စ္ေမတၱာ အေပၚ အေလးအနက္ထားတယ္ ။ အခက္အခဲ ကိုရင္ဆိုင္ရရင္ေတာင္ ေမတၱာ ေရွ႔ထားၿပီး ေအာင္ၿမင္မႈကို ရယူတဲ႔သူ ပါ ။ အားလံုးသိပါတယ္ ေအာင္ၿခင္(8)ပါးကို ၿမတ္စြာဘုရားက ေမတၱာနဲ႔ ေအာင္ၿမင္ခဲ႕တာကိုေလ။

အႀကြင္း(4)ဂရုဏာ
ရင္တဲမွာစာနာတတ္တယ္ ၊ ခံစားတတ္တယ္၊ ႀကင္နာတဲ႔စိတ္အၿပည့္ရိွေနတယ္ ။ သိပ္ကို ကိုယ္ခ်င္းစာတတ္တယ္။ ခ်စ္သူခင္သူၿဖစ္ေစ သတၱ၀ါေတြကိုၿဖစ္ေစ ``သနားပါတယ္ေနာ္´´ ဆိုၿပီး စာနာစိတ္နဲ႔ အၿမဲ ကူညီလို့စိတ္ရိွတယ္ ။သနားေအာင္ေၿပာရင္ ဘယ္ေလာက္စိတ္ဆိုးေနပါေစ ခြင္႔လႊတ္တယ္ ။ ဂရုဏာသမားမို့ ရန္သူကိုေတာင္ သနားတတ္တဲသူ ။စိတ္ဆိုးလဲ ခဏပဲ ။ရန္သူကို သူ႔ခမ်ာ ငါ႔ကိုတစ္ခ်ိန္လံုး ရန္လိုေနတာ သနားပါတယ္တဲ႔ေလ။ဒါေပမဲ သူကသူတစ္ပါးအေပၚ ဂရုနာထားသလိုသူ႕အေပၚမွာ ဂရုစိုက္မွ ေက်နပ္တတ္တဲသူ။ သူကိုဂရုမစိုက္ဘူး အေလးမထာဘူး အခ်စ္ေပါ့တယ္လို့ ထင္ရင္ စိတ္ေကာက္ၿပီး ၀ုန္းတိုင္းက်ဲ အရြဲ႔တိုက္တတ္သူ။ ၀မ္းနည္းလြယ္တယ္ တစ္ဇြတ္ထိုူးလုပ္တတ္တယ္ ။ ငါေကာင္းသေလာက္ငါ႔အေပၚမေကာင္းဘူးလို့ စိတ္၀င္ ၀မ္းနည္းသြာၿပီဆိုရင္ အၿမန္ေလးသာ ေခ်ာ႔႕လိုက္ပါ ။လူပံုစံ စတိုင္၊ ဟန္ပန္က အစ ၿပဳမူေၿပာဆိုပံုက မာက်စ္က်စ္ ၊ဘုခြေၿပာ၊ မသနားတတ္တဲ႕ ႀကင္နာစိတ္မရိွတဲ႕ သူလိုအၿပင္ပန္းမွာ ေပၚေနတယ္ ။ တကယ္အတြင္းစိတ္ ရင္ထဲမွာေတာ့ ဂရုဏာ အၿပည့္ရိွတဲသူပါ ဂရုဏာႀကီးတဲ႕ ဟန္ေဆာင္ေနတဲ႕ သူနဲေတာ့ တၿခာစီေပါ့ ။သူ႕သေဘာ သူ႕သဘာ၀ သူ႕မေနာကိုသိတဲ႕ သူေတြကေတာ့ ေလးေလးစားစား နဲ႔ သူ႔အရိပ္ကို ခို၀င္ႀကတယ္ ။ ဦးေဆာင္သူ ၊ဆရာေတြ ၊ သမားေတာ္ေတြ ေတာ္ေတာ္မ်ားမ်ားကေတာ့ ကရုဏာရွင္ေတြေပါ့ ။

အႀကြင္း(5)မုဒိတာ။
မုဒိတာကို လက္ကိုင္ထားနိုင္သူမ်ိဳးကေတာ့ ရွားပါးလွပါတယ္ ။သူကေတာ့ ရွားရွားပါးပါးထဲက သူတစ္ေယာက္မို့ လူတစ္ေသာင္းမွာ တစ္ေယာက္ေတြ႕ခဲလွတဲ႕ မုဒိတာ ပြားနိုင္တဲ႕ သူတစ္ေယာက္ေပါ့ ။သူတစ္ပါးေအာင္ၿမင္တာ ၊ခ်မ္းသာႀကြယ္၀တာ ၊ ထြန္းထြန္းေပါက္ေပါက္ၿဖစ္တာ၊နာမည္ႀကီးတာ ၊ေငြရတာ ၊အလုပ္တိုးတတ္တာ ေတြ႕ရင္ ကို္ယ္ကပဲ ဒါေတြကို ခံစားေနရသလိုလိုနဲ႕ ပိတိၿဖာၿပီး ေဘးကေနႀကည္ႏူးေနတတ္တဲ႕ သူမ်ိဳး ဒီကမၻာမွား ရွားပါတဲသူေပါ့။ မနာလို ၀န္တိုစိတ္မရိွဘူးအတင္းအဖ်င္းမေၿပာတတ္ဘူး ၊ၿမင့္ၿမတ္တဲ႕ စိတ္ရိွတယ္ ။အရာရာ ရင္ထဲ ခံစားၿပီးမွ လုပ္တတ္ေၿပာတတ္တဲ့သူ ။မွန္ကန္ ၿမင့္ၿမတ္တဲ႕စိတ္ေႀကာင့္ေအာင္ၿမင္မႈထိတ္တန္းေရာက္တယ္။ ကိုယ္က သူတစ္ပါးကို ေ၀ဖန္တိုက္ခုိက္တာ ၊သူတစ္ပါးကို ငယ္က်ိဳးငယ္နာ ေဖာ္ၿပီး ဒုကၡေပးတာမ်ိဳးလံုး၀မုန္းတီးတယ္ ။ ကိုယ္ကလဲ မလုပ္ဘူး၊လုပ္ရပ္ေတြကိုလဲ လက္မခံဘူး ။ေရွာင္ရွားတယ္ ။.သူတစ္ပါ း အားနည္ခ်က္အားသာခ်က္ကို ေဖာ္ထုတ္ၿပီး ခ်ီက်ဴးၿပီးေကာင္းတဲ႕ အၿပဳသေဘာေတြကို အႀကံေပးမႈေလးေတြေႀကာင့္ သူ႕ကိုခ်စ္ခင္သူေတြေပါတယ္ ။မနာလို၀န္တိုစိတ္မရိွပဲ သူတစ္ပါးအေပၚ မွ်ေ၀ခံစား တတ္လို့ ႀကီပြားေအာင္ၿမင္မွာ မလြဲပါဘူး ။အရာရာ အေပၚမွာ ရင္ထဲက လိႈက္လႈိက္လဲွလွဲ နဲ႕ ၿဖစ္ထြန္းေစသလို ကိုယ္တိုင္လဲ ေၿဖာင့္ေၿဖာင့္ မွန္ွမွန္နဲ႕အၿမဲႀကိဳးစားေနတဲ႕ ၿမင့္ၿမတ္တဲ ႕ နွလံံုးသား ပိုင္ရွင္တစ္ဦးပါ ။

အႀကြင္း(6)ဥေပကၡာ။
အလြန္ထူးၿခားတဲ႕ ႏွလံုးသားပိုင္ရွင္ေပါ့။ ဘာသိဘာသာ ေအးေအးေဆေဆးပဲ ေနတတ္တယ္ ။ သူုတစ္ပါးကိစၥေတြကိုလဲ ကို္ယ္နဲ႕မဆိုင္ေအာင္ အၿမဲႀကိဳးစာေနတတ္တယ္။ ၀င္ၿပီး စြတ္ဖက္တဲ႕ သဘာ၀ ကင္းတယ္ ။ရန္သူကိုေတာင္ ေဒါသထြက္ၿပီး ရင္မဆိုင္ပဲ မသိသလို့ ကိုယ္႕ကို ရန္လုပ္တာ မဟုတ္သလို့ ခပ္မဆိတ္ေနတတ္တယ္။ ဥေပကၡာၿပဳ ေက်ာခိုင္းေနတတ္တယ္ တည္ႀကည္တည္ၿငိမ္ၿပီး လူးသားအာလံုးကို ကိုယ္စိတ္ကမွန္တယ္ထင္တာလုပ္ေနႀကတာပဲတဲ႕ ။ ဘာ၀င္စြတ္ဖက္စရာလို့လဲဆိုတဲ႕ သေဘာ ထားတတ္တယ္ ။ ကိုယ္႕ကိစၥနဲ႕ ဆိုင္တဲ႕ ၀န္းက်င္အလုပ္ကို စူးစူးစိုက္စိုက္ လုပ္တတ္လို့ ေအာင္ၿမင္ႀကီးပြားႀကပါတယ္ ။ ထူးၿခားခ်က္က အေနေအးၿပီး အရာရာ ကိုမသိဘူးမထင္နဲ႕ ။ အရာရာကို သိတယ္ ေလ့လာတယ္ ။ ပတ္၀န္းက်င္ကို အၿမဲ ေလ့လာေနတယ္ ။ၿဖစ္ေပၚလာတဲ႕ အေႀကာင္ း ဆက္ေတြအေပၚ နားလည္လြန္းလို့ အရာရာကို အၿပစ္မၿမင္ပဲ ေနတတ္တဲ့သူ ။ အခက္အခဲေတြ ၊ ဒုကၡေတြကို သူ႕ဆီမွာ အကူညီေတာင္း ႀကည့္။ ကိုယ္႕ၿပသနာ တစ္ခုကို သူ႕ၿပသနာတစ္ခုလို လႈိုက္လႈိုက္လွဲလွဲ သေဘာထာၿပီး ကူညီမွာေသခ်ာတယ္ ။ကိုယ္နဲ႕ မပတ္သက္သမွ် ၀င္မပါဘူး။ ကိုယ္နဲ မိတ္ဆက္မေပးသမွ် မည္မွ်မ်က္မွန္းတန္းေနပါေစ ၿပံဳးၿပႏႈတ္ဆက္မွာမဟုတ္ဘူး ။ ယဥ္ေက်းတယ္ သိမ္ေမြ႔တယ္ ၊ အေရႀကံဳလာရင္ တကယ္အားထားရတယ္ ။ အကယ္ကို အၿမင္ႀကည္လင္တဲ႔ သူေတြေပါ့ ။တစ္ေန႔မွာသူဟာ ဘာသာ သာသနာအတြက္ တန္ဖိုးရိွတဲ႔လူတစ္ေယာက္ၿဖစ္နိုင္သူ ေတြလို့ ေရွးပညာရိွေတြက ဆိုပါတယ္ ။

စံဇာဏီဘို


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Friday, October 16, 2015

မဲေပးခ်င္လြန္းလို႔ ၃:၃၀နာရီေက်ာ္်ခြၽးတစြဲစြဲေစာင့္ၿပီး မဲေပးေနက်တ့ဲ စံျပ စကာၤပူကေ႐ႊေတြ?

��ဘုရားေရ…ၾကည့္စမ္းပါအုန္း မဲေပးဖို႔ ဘယ္အခ်ိန္ကတည္းက တန္းစီေနက်လဲမသိဘူး ဘတ္စ္မွတ္တိုင္ကိုေက်ာ္ေနၿပီ ၊ မ်ားလိုက္တဲ့ေ႐ႊေတြ… ��
ျပည္သူေတြ ဘယ္ေလာက္ခံစားေနရလဲ ဆိုတာသိတာလြန္းတယ္ေနာ္…
ေျပာင္းလဲလာမလားလို႔…

��တကယ္စံျပခ်ီးက်ဴးဖို႔ေကာင္းတာကစကာၤကေ႐ႊတခ်ိဳ႕က တေနကုန္ ေရ ၊အစားအေသာက္ေတြ ေ၀တဲ့သူေတြရွိတယ္ဗ်…
ေနာက္ၿပီး အံ့ၾသစရာေကာင္းတာက အမိႈိက္ထည့္ဖို႔ အိပ္ကေလးေတြလဲ သံပန္းေတြမွာခ်ိတ္ထားေပးၿပီး ေကာင္ေလးတေယာက္ေတာင္က အမိႈက္လိုက္သိမ္းေပးေနတာကိုေတြ႕ရတယ္��

အနည္းဆံုး ၄နာရီေလာက္ၾကာတယ္ဗ်! မနက္ ၁၀နာရီကေန အခု ၁:၃၀နာရီမွာၿပီးပါတယ္…ေခြၽးေတကေတာ့ အက်ႌတခုလံုး႐ြဲဲေနတာဘဲ…

ဂိတ္၀မွာ မိမိ ပတ္ပို႔ ျပၿပီး မိတၱဴလဲရပါတယ္၊ ေမးတာက မဲစာရင္းပါလားလို႔ေမးပါတယ္ ၿပီးေတာ့ ဘယ္တိုင္း ဘယ္ၿမိဳ႕နယ္ေမးၿပီး ဘယ္ေကာင္ကိုသြားေျပာပါတယ္…မဲစာရင္းပါသူဘဲ အထဲကိုေပး၀င္ပါတယ္…(မဲစာရင္းမပါတဲ့သူေတြ၀င္လို႔မရပါဘူး)…

အိတ္ေတြကိုေတာ့ စကာၤပူရဲကစစ္ေဆးပါတယ္ (ဖုန္းယူလို႔ရပါတယ္၊ဒါေပမဲ့ ဓာတ္ပံုကို အထဲမွာ ရိုက္ခြင့္ပိတ္ထားပါ၊ အစားအေသာက္ ေတြ ေပးမစာ၊ေဆးလိပ္ေပးမေသာက္ပါဘူး)

အထဲေရာက္ေတာ့ ကံေကာင္းခ်င္ေတာ့မိမိေကာင္တာက လူေခၚတာ မိမိတေယာက္ထဲရွိေတာ့ အားနာစရေကာင္းတယ္ လူအမ်ားႀကီးၾကားထဲက မိမိေကာင္တာဆီသြားၿပီး မိမိရဲ႕ၿမိဳ႕နယ္အလိုက္ကို မိမိၾကည့္ထားတဲ့ သံရံုးမဲစာရင္းနံပါတ္ေတြကို ေျပာလိုက္ေတာ့ အျမန္ရွာေတြတယ္ေလ၊ ဒါေၾကာင့္ ေကာင္တာကလူေတြလဲမဲလက္မွတ္ ၃ခု ထုတ္ေပးပါတယ္… မဲရံုးမႈးလက္မွတ္ကို ကိုယ္ေရွ႕မွာဘဲ တခါထည္းထိုးေပးပါတယ္…

(ဒီမွာ တခ်က္သတိေပးပါရေစ မိမိၾကည္ထားတဲ့ သံရံုးကမိမိမဲနံပတ္ကို အလြယ္တကူ ရွာရလြယ္ေအာင္ေျပာပါ၊ မိမိေကာင္တာမွာ ေတြ႕တာ ေကာင္ေလးတေယာက္ မိမိအမည္ကိုရွာေနတာ မဲစာအုပ္ကုန္ၿပီ ရွာလို႔ မေတြေသးဘူး၊ ေနာက္က လူေတြ ဒုကၡေရာက္တာေပါ့ဗ်၊ နို႔မဟုတ္ရင္ မဲ ၂ခု ၁ခု ရတာ ရွာရတာၾကာလို႔ ရစ္တာဘဲျဖစ္မယ္ဗ်… ေနာက္မွာ လူေတြ အမ်ားႀကီးတန္းစီေနက်တာ မိမိေၾကာင့္ သူ႕တပါးကို ဒုကၡ မေပးပါနွင့္ … တာ၀န္ရွိသူေတြလဲ အျမန္ဆံုးလုပ္ေပးေနတာကိုေတြ႔ရပါတယ္ ဒါေပမ့ဲ ပထမဆံုးအႀကိမ္ဆိုေတာ့ ျပႆနာေတြကေတာ့ ရွိတာေပါ့ အားလံုး ဘယ္အဆင္ေခ်နိုင္ပါမလဲ?) သီးခံပါ…

အမ်ဳိးသားလႊတ္ေတာ္၊ျပည္သူလႊတ္ေတာ္ႏွင့္တိုင္းနွင့္ျပည္နယ္လႊတ္ေတာ္ ဆိုၿပီး မဲ၃ခုကို သူနွင့္သက္ဆိုင္တဲ့ေကာင္တာမဲ ၃မဲကို မဲရံု အမွတ္ ? ေတြနွင့္ ထုတ္ေပးၿပီး မိမိေပးျခင္တဲ့ ပါတီကို အမွန္ အမွတ္ျခစ္ရတာပါ… တံဆိပ္တုန္းမထုရပါဘူး ေဘာပင္နွင့္ အမွန္ျခစ္ရတာပါ၊
(သတိထားရမွာက မဲရံုမႈးလက္မွတ္ေတြကိုစစ္ေဆးၿပီမွာ ယူပါလို႔ သတိေပးပါရေစ…တခ်ိဳ႕နယ္က လူေတြကို မဲလက္မွတ္၂ခုတို႔၊ ပိုဆိုးတာက အဖြားႀကီးတေယာက္ကို ၁ခုဘဲေပးတယ္လို႔ သတင္းၾကားတယ္ေနာ္၊ အမွန္၃ခု ေပးရမွာပါ… ရုပ္ၾကည့္ၿပီးလုပ္စားတာလားေတာ့မသိဘူးေနာ္!)

ၿပီးရင္ သက္ဆိုင္ရာ လႊတ္ေတာ္စာအိပ္ေတြမွာ ထည့္ၿပီးေကာ္နွင့္အေသခ်ာပိ္တ္ၿပီး သက္ဆိုင္ရာမဲပံုးေတြမွာ မဲထည့္ရတာပါတယ္…
ဒီေန႔မဲလာေပးသူေတြ ၁၈၇၇ ေယာက္ရွိတယ္လို႔ channel new Asia သတင္းဌာန ေျပာတယ္!.
ဒီအတိုင္းဆိုရင္ ၄ရက္နွင့္ဘယ္လိုမွ လူအကုန္ ေပးလို႔အခ်ိန္ေလာက္ထင္တယ္!

https://www.facebook.com/asnthanhan/posts/10204833317221681

























တန္းစီေနတဲ့ ဗီဒီယိုဖိုင္…https://www.facebook.com/salonecollection/videos/1639411309681078/

























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Wednesday, October 14, 2015

ရာသီလာေသာ ေန႔ရက္တိုင္း လန္းဆန္းေနေစရန္ (အမ်ိဳးသမီးတိုင္း ဖတ္သင္႔ေသာ ေစတနာ႔ေဆာင္းပါ)





မိန္းကေလးေတြရဲ႕ ဘဝမွာ အပ်ဳိေဖာ္ဝင္ခ်ိန္မွစၿပီး ေသြးမဆံုးမခ်င္း (ကိုယ္ဝန္ေဆာင္တာ၊ ပဋိသေႏၶတားေဆး ေသာက္တာ၊ ရာသီထိမ္တာ စတဲ့ အေၾကာင္းရင္းေတြ မရွိဘူးဆိုရင္) လစဥ္ ဓမၼတာ ရာသီလာေလ့ ရွိပါတယ္။ တစ္ႀကိမ္ရာသီလာတိုင္း ပ်မ္းမွ်အားျဖင့္ အခ်ိန္သံုးရက္မွ ငါးရက္ခန္႔ ၾကာျမင့္တတ္ပါတယ္။ ရာသီလာတဲ့အခ်ိန္မွာ အမ်ဳိးသမီးအမ်ားစုဟာ ဗိုက္ေအာင့္တာ၊ ေလပြတာ၊ ရင္သားနာက်င္တာ၊ အစာခ်ဥ္ျခင္းတပ္တာ၊ စိတ္မသက္မသာ ခံစားရတာ၊ ေခါင္းကိုက္တာနဲ႔ ေညာင္းညာကိုက္ခဲမႈ စတဲ့ေဝဒနာေတြကို ခံစားရေလ့ရွိပါတယ္။ တခ်ဳိ႕ အမ်ဳိးသမီးေတြမွာေတာ့ ရာသီမလာခင္ ရက္အနည္းငယ္ အလိုကတည္းက ဒီေဝဒနာေတြကို ျပင္းျပင္းထန္ထန္ ခံစားရတတ္တဲ့အတြက္ ဒါကို ရာသီအႀကိဳေဝဒနာ (Premenstrual Syndrome) လို႔ေခၚပါတယ္။ ရာသီလာတဲ့ အခ်ိန္အေတာအတြင္းမွာ ေခါင္းေလွ်ာ္ေရခ်ဳိးရင္ အေအးမိတတ္တယ္ဆိုတဲ့ အယူအဆေၾကာင့္ ေရမခ်ဳိး၊ ေခါင္းမေလွ်ာ္ဘဲ မေနသင့္ပါဘူး။ တကယ္ေတာ့ ရာသီလာခ်ိန္ ေန႔ရက္ေတြမွာ ပံုမွန္အတိုင္း က်န္းမာသန္႔ရွင္းေနေအာင္ ထိန္းသိမ္းေနထိုင္ဖို႔ အေရးႀကီးပါတယ္။

ရာသီလာစဥ္ မိန္းမကိုယ္မွ အနံ႔ဆိုးထြက္ျခင္း ကင္းေစရန္

မိန္းကေလးအမ်ားစုဟာ သူတို႔ရဲ႕ မိန္းမကိုယ္မွ အနံ႔ဆိုးထြက္ေနမွာ ဒါမွမဟုတ္ သူတို႔ရာသီလာမွန္းတျခားသူေတြ ရိပ္မိသြားမွာကို စိုးရိမ္တတ္ၾကပါတယ္။ တကယ္ေတာ့ ပံုမွန္အေျခအေနမွာ မိန္းမကိုယ္ကေန ဘာအနံ႔မွ မထြက္တတ္ေပမယ့္ ရာသီေသြးဆင္းခ်ိန္မွာေတာ့ အနံ႔အသက္ အနည္းငယ္ ထြက္ႏိုင္ပါတယ္။ ဒီအေျခအေနအတြက္ စိတ္မပူပါနဲ႔။ ရာသီလာစဥ္ အေတာအတြင္းမွာ လစဥ္သံုး ဂြမ္းထုပ္ကို မၾကာခဏ လဲလွယ္ေပးတာ၊ ေန႔စဥ္ အခ်ိန္မွန္ ေရခ်ဳိး ေခါင္းေလွ်ာ္တာ၊ ေရခ်ဳိးၿပီးတိုင္း သန္႔ရွင္းေျခာက္ေသြ႕ကာ မီးပူတိုက္ထားတဲ့ အဝတ္အစားနဲ႔ အတြင္းခံ အဝတ္အစားေတြကို ဝတ္ဆင္တာ စတဲ့ အေလ့အထေတြကို လုပ္ေဆာင္ေပးႏိုင္ပါတယ္။ အဲဒီလို ျပဳလုပ္ၿပီးတာေတာင္ အခ်ိန္ၾကာတဲ့အထိ ငါးညႇီန႔ံလို အနံ႔ဆိုးထြက္ေနရင္၊ ပံုမွန္ထက္ ပိုမိုဆိုးရြားတဲ့ အနံ႔မ်ဳိးရေနရင္၊ ဒီလိုအနံ႔ထြက္တာနဲ႔အတူ မိန္းမကိုယ္ ယားယံတာ၊ အနာျဖစ္တာတို႔ တြဲရွိရင္ မိန္းမကိုယ္မႈိစြဲတဲ့ အေျခအေန ျဖစ္ႏိုင္တာေၾကာင့္ ဆရာဝန္နဲ႔ တိုင္ပင္ေဆြးေႏြးကာ ကုသမႈ ခံယူသင့္ပါတယ္။

မိန္းမကိုယ္ကို အလြန္အမင္း သန္႔ရွင္းေရးလုပ္ျခင္းေၾကာင့္ မထိခိုက္ေစရန္

တခ်ဳိ႕ မိန္းကေလးေတြဟာ ရာသီလာခ်ိန္မွာ မိန္းမကိုယ္ အတြင္းပိုင္းထဲအထိ ေရပန္းနဲ႔ေဆးေၾကာတာ၊ အနံ႔ဆိုးေပ်ာက္ေအာင္ အနံ႔ေမႊးလြန္းတဲ့ ဆပ္ျပာနဲ႔ တိုက္ခၽြတ္ ေဆးေၾကာတာနဲ႔ အေမြးနံ႔သာ ဖ်န္းေဆးသံုးတာ စတဲ့ နည္းလမ္းေတြကို အလြန္အကၽြံ ေဆာင္ရြက္တတ္ၾကပါတယ္။ မိန္းမကိုယ္အတြင္းပိုင္းထဲအထိ ေဆးေၾကာတာက မိန္းမကိုယ္တစ္ဝိုက္ pH ဓာတ္ကို မညီမမွ် ျဖစ္ေစတာေၾကာင့္ ဓာတ္မတည့္မႈ ျဖစ္တာ၊ ယားယံတာနဲ႔ ကူးစက္ပိုး ဝင္တာေတြအထိေတာင္ ျဖစ္ႏိုင္ေျခရွိပါတယ္။ အေမႊးနံ႔သာဖ်န္းေဆးေတြ၊ အနံံ႔အသက္ ေပ်ာက္ေဆးေတြကို သံုးစြဲတာကလည္း ဓာတ္မတည့္မႈ၊ ပိုးဝင္တာနဲ႔ ယားယံကာ စပ္ဖ်ဥ္းဖ်ဥ္း ျဖစ္တာေတြအထိ ျဖစ္တတ္ႏိုင္ပါတယ္။ မိန္းမကိုယ္မွာ သဘာဝ သန္႔စင္ေဆးေၾကာတဲ့စနစ္ ရွိၿပီးသားပါ။ ဓာတုပစၥည္းပါဝင္တဲ့ ဘယ္သန္႔စင္ေရး အသံုးအေဆာင္ကိုမွ မသံုးသင့္ပါဘူး။ ရာသီလာတဲ့ ေန႔ရက္ေတြမွာ တျခားေန႔ေတြမွာလိုပဲ အေမႊးရနံ႔မပါတဲ့ ဆပ္ျပာေပ်ာ့နဲ႔ ၾကက္သီးေႏြးေရကိုသံုးၿပီး မိန္းမကိုယ္အေပၚယံကို ေဆးေၾကာသန္႔စင္ ေပးႏိုင္ပါတယ္။ ဝမ္းသြားၿပီး သန္႔စင္ေဆးေၾကာတဲ့အခါ အေရွ႕ဘက္မွ အေနာက္ဘက္ကို သန္႔စင္ေပးပါ။ ေရခ်ဳိးတဲ့အခါ ၾကက္သီးေႏြးေရသံုးၿပီး ခ်ဳိးေပးရင္ ရာသီလာခ်ိန္အတြင္း ခံစားရတတ္တဲ့ ကိုက္ခဲနာက်င္မႈကို သက္သာေစပါတယ္။

ရာသီလာစဥ္ မိန္းမကိုယ္ ယားယံျခင္း ကင္းေစရန္

ရာသီလာခ်ိန္ အေတာအတြင္းနဲ႔ ရာသီလာၿပီးခ်ိန္ေတြမွာ မိန္းမကိုယ္တစ္ဝိုက္ အေရျပား ယားယံတာ၊ အဖုငယ္ေတြ ေပါက္တာေတြက ဓာတ္မတည့္တဲ့ အေျခအေနပါ။ ဒီလို ဓာတ္မတည့္မႈေတြ ျဖစ္ေပၚရတာက လစဥ္သံုး ဂြမ္းထုပ္ပဝါကို လဲလွယ္သင့္တဲ့အခ်ိန္မွာ မလဲလွယ္မိတာေၾကာင့္ပါ။ တကယ္လို႔ ေအာက္ခံေဘာင္းဘီမွာ ရာသီေသြး စြန္းထင္းသြားရင္ ဂြမ္းထုပ္ပဝါနဲ႔အတူ ေအာက္ခံ ေဘာင္းဘီကိုပါ အသစ္လဲလွယ္ ဝတ္ဆင္ပါ။ ေအာက္ခံေဘာင္းဘီကို ေလဝင္ေလထြက္ေကာင္းၿပီး သက္ေသာင့္သက္သာ ရွိေစတဲ့ ခ်ည္သားေဘာင္းဘီ အမ်ဳိးအစား ေရြးဝတ္ဖို႔ လိုအပ္ပါတယ္။

ရာသီလာစဥ္ ကိုက္ခဲျခင္း ကင္းေစရန္

တခ်ဳိ႕ မိန္းကေလးေတြမွာ လစဥ္ ဓမၼတာရာသီလာတိုင္း ကိုက္ခဲနာက်င္မႈကို ျပင္းျပင္းထန္ထန္ ခံစားရတဲ့အတြက္ ရာသီလာမယ့္ ေနရက္ေတြကို ႀကိဳေတြးၿပီး စိတ္ညစ္ေနတတ္ပါတယ္။ ဒီလိုမျဖစ္ေစဖို႔ လိုက္နာသင့္တဲ့ အခ်က္ေတြကို အႀကံျပဳခ်င္ပါတယ္။

(၁) စိတ္ဖိစီးမႈ မျဖစ္ေအာင္ ေနထိုင္ပါ

စိတ္ပူပင္ေသာကမ်ားတာ၊ စိတ္႐ႈပ္တာ၊ စိတ္ညစ္တာေတြေၾကာင့္ ရာသီလာစဥ္ ကိုက္ခဲနာက်င္မႈ ျဖစ္တတ္သလို ရာသီမမွန္တာမ်ဳိးလည္း ျဖစ္တတ္ပါတယ္။

(၂) အာဟာရျပည့္ဝေသာ အစာစားပါ

အဆီအအိမ့္စာေတြေရွာင္ၿပီး ဟင္းသီးဟင္းရြက္နဲ႔ သစ္သီးဝလံေတြကို မ်ားမ်ားစားေပးရပါမယ္။ အစာအာဟာရကို ျပည့္ဝမွ်တေအာင္စားၿပီး ဝမ္းမခ်ဳပ္ေအာင္ ဂ႐ုစိုက္သင့္ပါတယ္။ အခ်ိန္မွန္စားၿပီး အခ်ိန္မွန္မွန္ အိပ္စက္ အနားယူသင့္ပါတယ္။

(၃) ေလ့က်င့္ခန္းလုပ္ပါ

ေလ့က်င့္ခန္းအေနနဲ႔ လမ္းေလွ်ာက္တာ၊ ေရကူးတာ၊ ခပ္သြက္သြက္ေျပးတာ၊ စက္ဘီးစီးတာ စတဲ့ေပါ့ပါးတဲ့ ေလ့က်င့္ခန္းေတြကို တစ္ေန႔ မိနစ္ ၃၀ ခန္႔ ေခၽြးထြက္တဲ့အထိ လုပ္ေဆာင္ေပးသင့္ပါတယ္။ ဒီလို လုပ္တာေၾကာင့္ ခႏၶာကုိယ္ရွိ အဆီပိုေတြကင္းေစၿပီး ႂကြက္သားေတြကို သန္စြမ္းလာေစပါတယ္။

(၄) ရာသီလာစဥ္ နာက်င္ကိုက္ခဲေနလွ်င္ စိတ္ေျဖေလွ်ာ့ပါ

ရာသီလာခ်ိန္မွာ နာက်င္ကိုက္ခဲမႈေၾကာင့္ ေဒါသမထြက္ပါနဲ႔။ ေဒါသေၾကာင့္ နာက်င္မႈကို ပိုဆိုးေစလို႔ပါ။ အိပ္ရာထဲမွာ လဲေလ်ာင္းအနားယူၿပီး ဝင္ေလ၊ ထြက္ေလ မွတ္တာမ်ဳိး၊ တရားစာ ရြတ္တာမ်ဳိး လုပ္ေဆာင္ရင္း ဝမ္းဗိုက္မွာ ေရေႏြးအိတ္ ကပ္ထားေပးပါ။ ၾကက္သီးေႏြးေရထဲမွာစိမ္ၿပီး ေရခ်ဳိးေပးတာေၾကာင့္လည္း ေဝဒနာသက္သာၿပီး စိတ္ေရာကိုယ္ပါ လန္းဆန္းေစပါတယ္။

(၅) ကိုက္ခဲနာက်င္ေနလွ်င္ အကိုက္အခဲေပ်ာက္ေဆးေသာက္ပါ

ရာသီလာစဥ္ ကိုက္ခဲနာက်င္မႈ ေဝဒနာေၾကာင့္ အိပ္မေပ်ာ္ပါက အကိုက္အခဲေပ်ာက္ေဆး တစ္မ်ဳိး (ဥပမာ- Mefenamic Acid 500mg) ကို အစာစားၿပီး ေသာက္ေပးႏိုင္ပါတယ္။

ဇြန္ခိုင္ဦး

သက္ဆုိင္ေသာ အေၾကာင္းအရာမ်ား ပုိမုိဖတ္ရႈရန္ ===> health-news woman-health


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Saturday, September 26, 2015

ျမန္မာျပည္ကို စကာၤပူစာတိုုက္ ကေနေငြလြဲနည္းေလး

သင္ ေငြလြဲေတြကိုု ျမန္မာဆိုုင္ေတြကေန တရာမ၀င္ေငြလြဲေနတာကိုု  စိတ္မခ်သူေတြအတြက္ ...

ႏွစ္တိုုင္းလိမ္ေနက ်ျဖစ္ေနတဲ့ ျပႆ    နာမ ်ားလြန္းတဲ့ ပင္နာဆူလာဆိုုင္ေတြကိုု သင္မယံုုၾကည္ရင္ သင္ဘယ္ကေန သင္ေငြေတြကိုု သင္က တရာဒ၀င္ေငြလြဲရမလဲ?


၁.Singpost မွာ Cashhome Card လုုပ္ဖိုု႕လိုုပါမယ္၊ ဒါကလဲ သင္ရဲ႕မွတ္ပံုုတင္ကဒ္သိုု႔ အလုုပ္သမားကဒ္ လိုုအပ္ပါမယ္၊
၂. ေနာက္ၿပီးေတာ့ ျမန္မာျပည္က လက္ခံမဲ့သူရဲ႕ မွတ္ပံုုတင္ နံပတ္ႏွင့္ ေမြးေန႔ႏွင့္လိပ္စာ ဖုုန္းနံပတ္ေတြလိုုပါမယ္၊
၃. ျမန္မာျပညမက ဘဏ္ခြဲေတြမွာ ေနာက္တရက္မွာထုုတ္လိုု႔ရပါျပီ၊


REMITTANCE SERVICES

Sending money to your loved ones back home? We can help make sure your loved ones receive the money quickly and securely with minimum fuss through our remittance service, CASHOME.  It is convenient and easy to use. CASHOME, available at all post offices and selected SAM, provides secure, fast, convenient, affordable and reliable global remittance service to over 200 countries worldwide.


You can also send money from our post offices via Western Union.
Post OfficeSAMvPOST
CASHOME
Remittance to India via State Bank of India (SBI)selected*  N.A
Remittance to Indonesia via Bank Negara Indonesia (BNI)selected* N.A
selected* N.A
Remittance to Philippines via Philippine National Bank (PNB)selected* N.A
Remittance to Myanmar via Co-operative Bank (CB)N.AN.A
Remittance to Myanmar via Tun Foundation Bank (TFB)N.AN.A
Remittance to Myanmar via Asia Green Development Bank (AGD)N.AN.A
Remittance to Myanmar via Kanbawza Bank(KBZ)N.AN.A
Western Union
Urgent Money Transfer N.A N.A

* Only SAM located at post offices and selected offsite SAM 

  • To Myanmar via CB
  • Sending money to your loved ones back home in Myanmar is now a breeze with CASHOME - the smart, simple and safe remittance service by Singapore Post.

    To send money to Myanmar via CB Bank, all it takes is to visit any of our Post Offices. CB Bank has 60 Branches in Myanmar and an established affiliated bank network of over 270 Banks branches.. Your funds will reached Myanmar the next business day.

     To send money to Myanmar, just follow the easy steps below:

    Frequently Asked Questions (FAQs)

    1. Overview
    2. Sending Money
    3. Receiving Money
    4. Fees/Charges
    5. Limits
    6. Security
    7. Transaction Queries
    8. Service Issues

    1. Overview

    1.1 What is this remittance service all about?

    This is a remittance service offered by SingPost in collaboration with Co-operative Bank (CB Bank) in collaboration with SingPost. It is a fast, convenient, and secure remittance service that allows the sender to remit money to Myanmar and receiver can collect the funds at any CB Bank branches or its 8 Affiliated Banks: KBZ, MLFDB, Ayarwaddy, Myanmar Apex Bank (MAB), Myanmar Citizen Bank (MCB), SMID, United Amara Bank (UAB) & Myanmar Oriental Bank (MOB) cash pick up locations. Alternatively, customers can also credit the funds direct to the receiver's CB Bank savings/current account.

    CB Bank was first set up as a private, non-public Bank on 21st August 1992. CB Bank offers a comprehensive range of innovative banking services and financial solutions in consumer banking, business banking. They not only offer 24/7 ATM banking service since Nov 11, they have also recently tie-up with MasterCard to introduce the first MasterCard in Myanmar. CB Bank has 60 Branches in Myanmar and an established affiliated bank network of over 270 Banks branches.
    CB Bank is also ranked 5th position in terms of paid up capital & ranked 3rd position in terms of total assets amongst the 19 private banks in Myanmar (based on information provided by Central Bank of Myanmar as at 31 Dec 12).

    1.2 What are the benefits of this service?

    1) CASHOME Remittance Service to Myanmar via CB allows sender to send money conveniently at any SingPost post office located islandwide (56 branches) to their beneficiary in Myanmar to enable collection of funds at any CB Bank branches or its affiliated bank branches without the need for beneficiary to maintain an account with CB. With its domestic network of 8 affiliated banks, it is accessible for beneficiary to collect funds easily in Myanmar.

    2) We offer secured remittance service where sender needs to share with beneficiary the transaction reference number which is a PIN number together with a valid Myanmar ID before cash can be collected at any CB Bank branches or its affiliated banks branches.
    3) SingPost-CB Remittance Service offers competitive and stable exchange rates for your remittances as CB Bank is one of the private banks granted with Authorized Dealer License by the Central Bank of Myanmar (MCB) to set exchange rate under MCB's managed float system daily.
    4) Sender can also choose to send money direct to any CB Bank current or savings account. For Burmese senders who choose to send money home for savings purpose, CB Bank Savings Deposit account offers a high interest of 8% per annum, compounded quarterly. Myanmar migrant workers can remit their salaries back to Myanmar without being charged a 2% income tax by the local government.
    5) Beneficiary can also collect cash or receive money in his/her account within the same business day# in Myanmar after 1 pm Myanmar time if sender transacts at any post office before 12 noon. Transactions done after 12 noon will be available for cash collection or credited to bank account the next business day.
    #applies to weekdays from Mon-Fri only.
    For more information, please refer to our SingPost CASHOME Myanmar Remittance Service Brochure.

    1.3 Where is this service offered?

    This service is currently offered over-the-counter at any SingPost branches island-wide.

    1.4 What are the payment modes?

    You can fund your remittance transaction by NETS or by Cash when you transact at the post offices.
                                                                                                                                                                                                          Top

    2. Sending Money

    2.1 Do I need to register for the service?

    You need to first register for a CASHOME Card at any of the Post Offices. You need to bring along a valid Singapore ID (Work permit / S-pass / NRIC) to register for the CASHOME card. A CASHOME Card is an identification card for you to use at any post offices to remit money to your recipients. This saves you the hassle of filling up any forms for subsequent transactions.

    After registering for a CASHOME Card, you are also required to do a one-time registration of the designated recipient's name, recipient's Myanmar National ID number, recipient's Date of Birth, recipient's contact number, address, Bank Branch Name and Bank Branch Code. Should there be any changes in the Recipient's Details or if you would like to add on more recipients to your CASHOME Card, you need to proceed to any Post Office to do before the transaction can be done at the Post Office.

    2.2 What Recipient Information needs to be provided to send money?

    You will need to provide the SingPost staff at the post office with the following information when registering the Recipient's information.

    1) Recipient's Name
    2) Recipient's Date of Birth
    3) Recipient's Myanmar National ID number (usually 12 Alpha-numeric)
    4) Recipient's Contact Number
    5) Recipient's Address
     For Cash Pick up service, sender needs to provide the Recipient's Bank Branch Name and Recipient's Bank Branch Code.
     For Direct Credit to CB Bank Account service, sender needs to provide the 10 digits or 16 digits account number for CB Bank savings deposit or current account.
    Please refer to the full list of the CB Bank Branch Name and Bank Branch Code.
    2.3 How do I send money?

    You can proceed to any of the Post Offices to send money back to Myanmar.

    For Cash Pick-up Service
    Step 1: You need to first register for a CASHOME Card at any of the post offices by presenting your NRIC or Work Permit. You will be presented with a CASHOME Card instantly.
    Step 2: You will also need to do a one-time registration of the Recipient's details in the CASHOME Card and you will have to provide the counter staff at the post office with the Recipient's Name, Recipient's Date of Birth, Recipient's Myanmar National ID Number, Recipient's Contact Number, Address, Recipient's Bank Branch Name and Branch Code.
    Step 3: Advise the staff who is the intended recipient and the amount to send.
    Step 4: Make payment via CASH or NETS over the counter and you will receive a CASHOME-CB Remittance transaction receipt. The money will be available at the selected CB Bank branch for cash pick up in Myanmar on the same business day(Mon-Fri only) if transaction is performed before 12 noon or on the next business day if transaction is performed after 12 noon or on weekends.
    (Sender has to select the choice of CB Bank branch or CB-affiliated bank branches for the beneficiary to pick up cash.)
    For subsequent CASHOME- CB remittance transaction at any post office, please present your CASHOME Card to the staff at the post office and proceed with Step 3 & Step 4.
    However, please note that should you need to register for any new recipients or amend the Recipient's details, you would have to do so at any post office. Do ensure that you bring along your CASHOME Card.
    Sender will need to share with Beneficiary the "CASHOME Remittance Transaction Reference Number" which will be necessary for Beneficiary to collect cash at CB Bank locations or CB Affiliated Bank locations.
    # Note: Please note that Remittance Transaction Reference Number is confidential and it is the responsibility of the sender and beneficiary not to let other people know about the number.
    For Direct Credit to CB Bank Savings Deposit or Current Account:
    Step 1: You need to first register for a CASHOME Card at any of the post offices by presenting your NRIC or Work Permit. You will be presented with a CASHOME Card instantly.
    Step 2: You will also need to do a one-time registration of the Recipient's details in the CASHOME Card and you will have to provide the counter staff at the post office with the Recipient's Name, Recipient's Date of Birth, Recipient's Myanmar National ID Number, Recipient's Contact Number, Address, Recipient's Bank Branch Name and CB Bank Account Number.
    Step 3: Advise the staff who is the intended recipient and the amount to send.
    Step 4: Make payment via CASH or NETS over the counter and you will receive a CASHOME-CB Remittance transaction receipt. The money will be credited to beneficiary's CB Bank savings deposit or current account in Myanmar on the same business day(Mon-Fri only) if transaction is performed before 12 noon or on the next business day if transaction is performed after 12 noon or on weekends.
    Please note that CB Bank account number format is in 13 digits service shall apply only to CB Savings Deposit account and CB Current account only.
    For subsequent CASHOME-CB remittance transaction at any post office, please present your CASHOME Card to the staff at the post office and proceed with Step 3 & Step 4.
    However, please note that should you need to register for any new recipients or amend the Recipient's details, you would have to do so at any post office. Do ensure that you bring along your CASHOME Card.
    2.4 Is registration of the CASHOME card free?

    The CASHOME Card is free! For subsequent card replacement, S$5 fee applies each time.

    2.5 How long does the money take to reach my recipient?

    For transactions performed at any Post Office before 12 noon (Singapore Time) to CB bank, beneficiary can collect the funds within the same business day after 2.30pm (Singapore Time) / 1.00pm (Myanmar Time) during CB Bank's branch operating hours in Myanmar.

    (Note: Myanmar Banks branches operate up till 3 p.m local time)
    For all CB bank transactions performed after 12.00 noon to 10 p.m (last closing time) Spore time at all post offices will be available for pick-up the next business day in Myanmar after 9 a.m.
    However, you may wish to note that cash pick up can sometimes be delayed due to various factors including incorrect or incomplete payment details (eg: wrong beneficiary's contact number) and ability of CB Bank to process incoming funds timely and non-working days in Myanmar.
    Customers may also be required to provide additional information upon request by SingPost
    For any remittance transaction performed on Friday/Weekends/Public Holiday, Beneficiary can collect the money only on the next business day in Myanmar. (Eg: If the transaction is performed on Friday, cash can be picked up only on Monday after 1p.m Spore time.)
    *Note: Myanmar is 1.5 hours behind Singapore.
    2.6 How will I be informed that the funds have been successfully sent? Can I track the transaction?

    You will receive a transaction confirmation receipt at the post office once your transaction is confirmed. In the event that the remittance is unsuccessful, we will notify you at the earliest possible time.

    2.7 How will I know if the funds have been successfully received?

    You need to check with the recipient on whether the funds are successfully transferred.
                                                                                                                                                                                                          Top

    3. Receiving Money

    3.1 Who can receive money?

    Sender is able to send the funds to Myanmar to anyone with a valid Myanmar National ID.

    3.2 How to collect the money in Myanmar?

    For funds collection in Myanmar, the receiver is required to produce the valid Myanmar ID card and the remittance Transaction Reference Number (equivalent to PIN number) located on the receipt issued to the sender. Receiver will only be able to collect the funds at their selected choice of CB Bank Branch.

    3.3 How many cash pick up locations are there under Co-operative Bank?

    There are 60 branches under the CB Bank network and over 260 - Affiliated Bank branches available for the receiver to collect the funds. The receiver can only collect the funds at the selected CB or CB Affiliated bank branch stated in the CASHOME application form upon performing the remittance transaction.

    There are 8 CB Bank -Affiliated Banks available for Cash Pick Up include: KBZ Bank, MLFD Bank, Ayarwaddy Bank, Myanmar Apex Bank (MAB), Myanmar Citizen Bank (MCB), SMID Bank, United Amara Bank (UAB) & Myanmar Oriental Bank (MOB).
    3.4 How much does the recipient have to pay?

    There will not be any charges to the recipient if he/she collects the funds at any CB bank branches. However, please note thatCB - affiliated banks will impose a standard charge of Myanmar Kyats of MMK 500 + 0.15% of the remittance amount if beneficiary collect the cash at CB – affiliated banks network.
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    4. Fees/Charges

    4.1 What are the fees involved in this remittance service?

    For CASHOME CB Bank Remittance Service to Myanmar, we are charging a flat fee of $8 per transaction.

    Please note that CB - affiliated banks will impose a standard charge of Myanmar Kyats of MMK 500 + 0.15% of the remittance amount if beneficiary collect the cash at CB – affiliated banks network.
    4.2 Who pays the fees, the person sending the money or the person receiving it?

    The sender remitting the money pays the transfer fee.

    4.3 Can I choose which currency to remit the money to?

    You can only remit money to recipients in Myanmar Kyat (MMK), with payment in S$.

    4.4 What exchange rate is used?

    The prevailing exchange rate used will be the rate quoted to you at the point of the remittance transaction.
                                                                                                                                                                                                          Top

    5.0 Limits

    5.1 What is the minimum and maximum amount I can transfer?

    In order to ensure the maximum security for the remittance transaction and in keeping with money transfer regulations, the maximum remittance amount is S$3,500 per sender per day. The sender can remit money to a maximum of three recipients as long as the remittance amount does not exceed S$3,500.
                                                                                                                                                                                                          Top

    6. Security

    6.1 Is the service secure?

    YES, the service is extremely secure. SingPost is committed to safeguarding your personal information and privacy.

    6.2 Is there an audit trail for funds received?

    Yes, SingPost is obligated by law to hold details of all transactions.
                                                                                                                                                                                                          Top

    7. Transaction Queries

    7.1 Can I cancel the transaction?

    As the transfer is initiated immediately once you complete the transaction, you are unable to cancel it.

    7.2 What should I do when my recipient reports non-receipt of the remittance money?

    You need to present the original receipt at the post office and submit a transaction enquiry. SingPost will notify you on your enquiry at the earliest possible time. For enquiries on the remittance status, you may call us at 1605 or submit your transaction enquiry request at any Post Office. 

    7.3 What happens if a CB transaction gets rejected and needs to be refunded?

    If a CB Bank or CB-Affiliated Bank Transaction is rejected or a refund for a CB Bank Transaction is requested, funds will be returned in Singapore Dollars at the original contracted rate for Myanmar Kyat. There is no exchange loss.

    However, for any refund of rejected or cancelled transactions relating to remittance made to CB Bank - Affiliated Banks, CB Bank will deduct an extra charge of S$5.00 in Myanmar Kyat equivalent from the refund proceeds before returning it to Remitter via SingPost.
    SingPost have the right to refuse or reject any transaction back to sender if we have detected any "suspicious record" as part of our KYC/AML compliance screening process under MAS Notice 3001.
    7.4 What should I do if there is an error in my transaction (eg: name of the beneficiary stated incorrectly)

    You may call our 1605 or submit your enquiry request to the Post Offices to confirm the status of your remittance before deciding if you need to perform another remittance. SingPost will confirm the status of your remittance after receipt of the enquiry request and transaction details from you in good order and reply to you as soon as an update is received from CB Bank.
                                                                                                                                                                                                          Top

    8. Service Issues

    8.1 Where can I call for assistance in case of service issues?  

    You may call our customer service hotline at 1605.
                                                                                                                                                                                                          Top
  • To Myanmar via TFB
Sending money to your loved ones back home in Myanmar is now a breeze with CASHOME - the smart, simple and safe remittance service by Singapore Post.


To send money to Myanmar via Tun Foundation Bank (TFB), all it takes is to visit any of our 10 Post Offices. There are 12 branches under the Tun Foundation Bank network in Myanmar and your funds will reached Myanmar the next business day.


To send money to Myanmar, just follow the easy steps below:


Frequently Asked Questions (FAQs)

  1. Overview
  2. Sending Money
  3. Receiving Money
  4. Fees/Charges
  5. Limits
  6. Security
  7. Transaction Queries
  8. Service Issues
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1. Overview


1.1 What is this remittance service all about?


This is a remittance service offered by Tun Foundation Bank (TFB) in collaboration with SingPost. It is a fast, convenient, and secure remittance service that allows the sender to remit money to Myanmar and receiver can collect the funds at the selected Tun Foundation Bank cash pick up location.


TFB is a privately owned bank in Myanmar that was established on 8 June 1994, with 12 bank branches. All the profits from this bank go into scholarships for children from poor families. TFB is one of the 11 Banks that has been granted with authorized dealer license to trade in SGD and Myanmar Kyats (MMK) by the Central Bank of Myanmar.


1.2 What are the benefits of this service?


This is a fast, convenient and secure remittance service available at 10 of our SingPost Post Offices. The remittance service provides cash pick up service to beneficiary who does not have a bank account in Myanmar for funds to be credited or would prefer cash pick up service.




1.3 Where is this service offered?


This service is currently offered only at 10 Post Offices:


1.4 What are the payment modes?


You can fund your remittance transaction by NETS or by Cash when you transact at the post offices.


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2.Sending Money



2.1 Do I need to register for the service?


You need to first register for a CASHOME Card at any of the 10 Post Offices. You need to bring along a valid Singapore ID (Work permit / S-pass / NRIC) to register for the CASHOME card. A CASHOME Card is an identification card for you to use at any post offices to remit money to your recipients. This saves you the hassle of filling up any forms for subsequent transactions.


After registering for a CASHOME Card, you are also required to do a one-time registration of the designated recipient's name, recipient's Myanmar National ID number, recipient's contact number and address. You are also required to fill in the "Questionnaire for Remittance to Myanmar". 
Should there be any changes in the Recipient's Details or if you would like to add on more recipients to your CASHOME Card, you need to proceed to any Post Office to do before the transaction can be done at the Post Office.



2.2 What Recipient Information needs to be provided to send money?


You will need to provide the SingPost staff at the post office with the following information when registering the Recipient's information.


1) Recipient's Name


2) Recipient's Myanmar National ID number


3) Recipient's Contact Number


4) Recipient's Address


*Important Note: You are also required to fill in the "Questionnaire for Remittance to Myanmar".


2.3 How do I send money?


You can proceed to any of the 10 Post Offices to send money back to Myanmar.


Step 1: You need to first register for a CASHOME Card at any of the post offices by presenting your NRIC or Work Permit. You will be presented with a CASHOME Card instantly.


Step 2: You will also need to do a one-time registration of the Recipient's details in the CASHOME Card and you will have to provide the counter staff at the post office with the Recipient's Name, Recipient's Myanmar National ID Number, Recipient's Contact Number and Address.


Step 3: Advise the staff who is the intended recipient and the amount to send.


Step 4: Make payment via CASH or NETS over the counter and you will receive a CASHOME-TFB Remittance transaction receipt. The money will be available at the selected Tun Foundation Bank Branch for cash pick up.


(Sender has to select the choice of TFB Branch for the beneficiary to pick up cash.)


For subsequent CASHOME-TFB remittance transaction at the post office, please present your CASHOME Card to the staff at the post office and proceed with Step 3 & Step 4.


However, please note that should you need to register for any new recipients or amend the Recipient's details, you would have to do so at any post office. Do ensure that you bring along your CASHOME Card.


Sender will need to share with Beneficiary the "CASHOME Remittance Transaction Reference Number" which will be necessary for Beneficiary to collect cash at Tun Foundation Bank locations.


# Note: Please note that Remittance Transaction Reference Number is confidential and it is the responsibility of the sender and beneficiary not to let other people know about the number.


2.4 Is registration of the CASHOME card free?


The CASHOME Card is free! For subsequent card replacement, S$5 fee applies each time.


2.5 How long does the money take to reach my recipient?


The funds will typically be available for pick up at the selected TFB bank branches the next working day. However, you may wish to note that cash pick up can be delayed due to various factors including incorrect or incomplete payment details (eg: wrong beneficiary's contact number) and ability of TFB to process incoming funds timely and non-working days in Myanmar.


Beneficiary can collect the money by the next business day during TFB Branch operating hours in Myanmar. *Note: Myanmar is 1.5 hours behind Singapore.


For any remittance transaction performed on Friday/Weekends/Public Holiday, Beneficiary can collect the money only on the next business day in Myanmar.


(Eg: If the transaction is performed on Friday, cash can be picked up only on Monday after 1p.m Spore time.)


2.6 How will I be informed that the funds have been successfully sent? Can I track the transaction?


You will receive a transaction confirmation receipt at the post office once your transaction is confirmed. In the event that the remittance is unsuccessful, we will notify you at the earliest possible time.


2.7 How will I know if the funds have been successfully received?


You need to check with the recipient on whether the funds are successfully transferred.


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3. Receiving Money



3.1 Who can receive money?


Sender is able to send the funds to Myanmar to anyone with a valid Myanmar National ID.


3.2 How to collect the money in Myanmar?


For funds collection in Myanmar, the receiver is required to produce the valid Myanmar ID card and the Remittance Transaction Number located on the receipt issued to the sender. Receiver will only be able to collect the funds at their selected choice of Tun Foundation Bank Branch.


3.3 How many cash pick up locations are there under Tun Foundation Bank?


There are 12 branches available for the receiver to collect the funds. The receiver can only collected the funds at the selected TFB branch stated in the CASHOME application form upon performing the remittance transaction.




3.4 How much does the recipient have to pay?


Our fees are charged to the sender. No fee is expected to be charged on the recipient.


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4. Fees/Charges



4.1 What are the fees involved in this remittance service?


For CASHOME Tun Foundation Bank Remittance Service to Myanmar, we are charging a $8 per transaction.


4.2 Who pays the fees, the person sending the money or the person receiving it?


The sender remitting the money pays the transfer fee.


4.3 Can I choose which currency to remit the money to?


You can only remit money to recipients in Myanmar Kyat (MMK), with payment in S$.


4.4 What exchange rate is used?


The prevailing exchange rate used will be the rate quoted to you at the point of the remittance transaction.


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5.0 Limits



5.1 What is the minimum and maximum amount I can transfer?


In order to ensure the maximum security for the remittance transaction and in keeping with money transfer regulations, the maximum remittance amount is S$3,500 per sender per day. The sender can remit money to a maximum of three recipients as long as the remittance amount does not exceed S$3,500.


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6. Security



6.1 Is the service secure?


YES, the service is extremely secure. SingPost is committed to safeguarding your personal information and privacy.


6.2 Is there an audit trail for funds received?


Yes, SingPost is obligated by law to hold details of all transactions.


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7.  Transaction Queries



7.1 Can I cancel the transaction?


As the transfer is initiated immediately once you complete the transaction, you are   unable to cancel it.


7.2 What should I do when my recipient reports non-receipt of the remittance money?


You need to present the original receipt at the post office and submit a transaction enquiry. SingPost will notify you on your enquiry at the earliest possible time. For enquiries on the remittance status, you may call us at 1605 or submit your transaction enquiry request at any Post Office. 


7.3 What happens if a TFB transaction gets rejected and needs to be refunded?


If a TFB Transaction is rejected or a refund for a TFB Transaction is requested, funds will be returned in Singapore Dollars at the original contracted rate for Myanmar Kyat. There is no exchange loss.


SingPost have the right to refuse or reject any transaction back to sender if we have detected any "suspicious record" as part of our KYC/AML compliance screening process under MAS Notice 3001.


7.4 What should I do if there is an error in my transaction (eg: name of the beneficiary stated incorrectly)


You may call our 1605 or submit your enquiry request to the 3 Post Offices to confirm the status of your remittance before deciding if you need to perform another remittance.  SingPost will confirm the status of your remittance after receipt of the enquiry request and transaction details from you in good order and reply to you as soon as an update is received from Tun Foundation Bank.


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8. Service Issues



8.1 Where can I call for assistance in case of service issues?  


You may call our customer service hotline at 1605.
Sending money to your loved ones back home in Myanmar is now a breeze with CASHOME - the smart, simple and safe remittance service by Singapore Post.
To send money to Myanmar via AGD Bank, all it takes is to visit any of our Post Offices. There are 29 branches under the AGD Bank network. Moreover, there are 5 Affiliated Banks (Myawaddy, Apex, MLFDB, Ayarwaddy and SMID) available for the cash pick up service.
To send money to Myanmar, just follow the easy steps below:
1. Overview
5. Limits
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1.1 What is this remittance service all about?
This is a remittance service offered by SingPost in collaboration with Asia Green Development Bank (AGD Bank) in collaboration with SingPost. It is a fast, convenient, and secure remittance service that allows the sender to remit money to Myanmar and receiver can collect the funds at any AGD Bank branches or its 5 Affiliated Banks: Myawaddy, Apex, MLFDB, Ayarwaddy & SMID) cash pick up locations. Alternatively, customers can also credit the funds direct to the receiver's AGD Bank savings/current account.
Asia Green Development Bank was established in 2010 with the intention of not only giving banking services to the general public but also to play a part in the economic, social and environmental development of Myanmar. In 2 years and seven months, AGD has opened 29 branches.
AGD Bank is ranked 8th position in terms of paid up capital & ranked 7th position in terms of total assets amongst the 19 private banks in Myanmar (based on information provided by Central Bank of Myanmar as at 31 Dec 12).
1.2 What are the benefits of this SingPost-AGD Remittance Service to Myanmar?
1) CASHOME Remittance Service to Myanmar via AGD allows sender to send money conveniently at any SingPost post office located islandwide (56 branches) to their beneficiary in Myanmar to enable collection of funds at any AGD Bank branches or its affiliated bank branches without the need for beneficiary to maintain an account with AGD. With its domestic network of 5 affiliated banks, it is accessible for beneficiary to collect funds easily in Myanmar.
2) We offer secured remittance service where sender needs to share with beneficiary the transaction reference number which is a PIN number together with a valid Myanmar ID before cash can be collected at any AGD Bank branches or its affiliated banks branches.
3) SingPost-AGD Remittance Service offers competitive and stable exchange rates for your remittances as AGD Bank is one of the private banks granted with Authorized Dealer License by the Central Bank of Myanmar (MCB) to set exchange rate under MCB's managed float system daily.
4) Sender can also choose to send money direct to any AGD Bank current or savings account. For Burmese senders who choose to send money home for savings purpose, AGD Savings Deposit account offers a high interest of 8% per annum, compounded quarterly. Myanmar migrant workers can remit their salaries back to Myanmar without being charged a 2% income tax by the local government.
5) Beneficiary can also collect cash or receive money in his/her account within the same business day# in Myanmar after 1 pm Myanmar time if sender transacts at any post office before 12 noon. Transactions done after 12 noon will be available for cash collection or credited to bank account the next business day.
#applies to weekdays from Mon-Fri only.
For more information, please refer to our SingPost CASHOME Myanmar Remittance Service Brochure.
1.3 Where is this service offered?
This service is currently offered over-the-counter at any SingPost branches island-wide.
1.4 What are the payment modes?
You can fund your remittance transaction by NETS or by Cash when you transact at the post offices.
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2.1 Do I need to register for the service?
You need to first register for a CASHOME Card at any of the Post Offices. You need to bring along a valid Singapore ID (Work permit / S-pass / NRIC) to register for the CASHOME card. A CASHOME Card is an identification card for you to use at any post offices to remit money to your recipients. This saves you the hassle of filling up any forms for subsequent transactions.
After registering for a CASHOME Card, you are also required to do a one-time registration of the designated recipient's name, recipient's Myanmar National ID number, recipient's Date of Birth, recipient's contact number, address, Bank Branch Name and Bank Branch Code. Should there be any changes in the Recipient's Details or if you would like to add on more recipients to your CASHOME Card, you need to proceed to any Post Office to do before the transaction can be done at the Post Office.
2.2 What Recipient Information needs to be provided to send money?
You will need to provide the SingPost staff at the post office with the following information when registering the Recipient's information.
1) Recipient's Name
2) Recipient's Date of Birth
3) Recipient's Myanmar National ID number (usually 12 Alpha-numeric)
4) Recipient's Contact Number
5) Recipient's Address
  • For Cash Pick up service, sender needs to provide the Recipient's Bank Branch Name and Recipient's Bank Branch Code.
  • For Direct to Bank Account service, sender needs to provide the 13 digits AGD savings deposit or current account number.

Please refer to the full list of the AGD Bank Branch Name and Bank Branch Code.
2.3 How do I send money?
You can proceed to any of the Post Offices to send money back to Myanmar.
For Cash Pick-up Service
Step 1: You need to first register for a CASHOME Card at any of the post offices by presenting your NRIC or Work Permit. You will be presented with a CASHOME Card instantly.
Step 2: You will also need to do a one-time registration of the Recipient's details in the CASHOME Card and you will have to provide the counter staff at the post office with the Recipient's Name, Recipient's Date of Birth, Recipient's Myanmar National ID Number, Recipient's Contact Number, Address, Recipient's Bank Branch Name and Branch Code.
Step 3: Advise the staff who is the intended recipient and the amount to send.
Step 4: Make payment via CASH or NETS over the counter and you will receive a CASHOME-AGD Remittance transaction receipt. The money will be available at the selected AGD Bank branch for cash pick up in Myanmar on the same business day(Mon-Fri only) if transaction is performed before 12 noon or on the next business day if transaction is performed after 12 noon or on weekends.
(Sender has to select the choice of AGD Bank branch or AGD-affiliated bank branches for the beneficiary to pick up cash.)
For subsequent CASHOME- AGD remittance transaction at any post office, please present your CASHOME Card to the staff at the post office and proceed with Step 3 & Step 4.
However, please note that should you need to register for any new recipients or amend the Recipient's details, you would have to do so at any post office. Do ensure that you bring along your CASHOME Card.
Sender will need to share with Beneficiary the "CASHOME Remittance Transaction Reference Number" which will be necessary for Beneficiary to collect cash at AGD Bank locations or AGD Affiliated Bank locations.
# Note: Please note that Remittance Transaction Reference Number is confidential and it is the responsibility of the sender and beneficiary not to let other people know about the number.
For Direct Credit to AGD Savings Deposit or Current Account:
Step 1: You need to first register for a CASHOME Card at any of the post offices by presenting your NRIC or Work Permit. You will be presented with a CASHOME Card instantly.
Step 2: You will also need to do a one-time registration of the Recipient's details in the CASHOME Card and you will have to provide the counter staff at the post office with the Recipient's Name, Recipient's Date of Birth, Recipient's Myanmar National ID Number, Recipient's Contact Number, Address, Recipient's Bank Branch Name and AGD Bank Account Number.
Step 3: Advise the staff who is the intended recipient and the amount to send.
Step 4: Make payment via CASH or NETS over the counter and you will receive a CASHOME-AGD Remittance transaction receipt. The money will be credited to beneficiary's AGD savings deposit or current account in Myanmar on the same business day(Mon-Fri only) if transaction is performed before 12 noon or on the next business day if transaction is performed after 12 noon or on weekends.
Please note that AGD Bank account number format is in 13 digits service shall apply only to AGD Savings Deposit account and AGD Current account only.
For subsequent CASHOME-AGD remittance transaction at any post office, please present your CASHOME Card to the staff at the post office and proceed with Step 3 & Step 4.
However, please note that should you need to register for any new recipients or amend the Recipient's details, you would have to do so at any post office. Do ensure that you bring along your CASHOME Card.
2.4 Is registration of the CASHOME card free?
The CASHOME Card is free! For subsequent card replacement, S$5 fee applies each time.
2.5 How long does the money take to reach my recipient?
For transactions performed at any Post Office before 12 noon (Singapore Time) to AGD bank, beneficiary can collect the funds within the same business day after 2.30pm (Singapore Time) / 1.00pm (Myanmar Time) during AGD Bank's branch operating hours in Myanmar.
(Note: Myanmar Banks branches operate up till 3 p.m local time)
For all AGD bank transactions performed after 12.00 noon to 10 p.m (last closing time) Spore time at all post offices will be available for pick-up the next business day in Myanmar after 9 a.m.
However, you may wish to note that cash pick up can sometimes be delayed due to various factors including incorrect or incomplete payment details (eg: wrong beneficiary's contact number) and ability of AGD to process incoming funds timely and non-working days in Myanmar.
Customers may also be required to provide additional information upon request by SingPost
For any remittance transaction performed on Friday/Weekends/Public Holiday, Beneficiary can collect the money only on the next business day in Myanmar.
(Eg: If the transaction is performed on Friday, cash can be picked up only on Monday after 1p.m Spore time.)
*Note: Myanmar is 1.5 hours behind Singapore.
2.6 How will I be informed that the funds have been successfully sent? Can I track the transaction?
You will receive a transaction confirmation receipt at the post office once your transaction is confirmed. In the event that the remittance is unsuccessful, we will notify you at the earliest possible time.
2.7 How will I know if the funds have been successfully received?
You need to check with the recipient on whether the funds are successfully transferred.
....................................................................................................................................................................................................................
3.1 Who can receive money?
Sender is able to send the funds to Myanmar to anyone with a valid Myanmar National ID.
3.2 How to collect the money in Myanmar?
For funds collection in Myanmar, the receiver is required to produce the valid Myanmar ID card and the remittance Transaction Reference Number (equivalent to PIN number) located on the receipt issued to the sender. Receiver will only be able to collect the funds at their selected choice of AGD Bank Branch.
3.3 How many cash pick up locations are there under AGD Bank?
There are 29 branches under the AGD Bank network and over 150 - Affiliated Bank branches available for the receiver to collect the funds. The receiver can only collect the funds at the selected AGD or AGD Affiliated bank branch stated in the CASHOME application form upon performing the remittance transaction.
The 5 AGD Affiliated Banks available for Cash Pick Up are: Ayeyarwady Bank, MLFD Bank, Myanmar Apex Bank, Myawaddy Bank & SMID Bank.
For full list of AGD Affiliated Banks, please refer to the following list.
3.4 How much does the recipient have to pay?
There will not be any charge to the recipient if he/she collects the funds at any AGD bank branches. However, please note thatAGD - affiliated banks will impose a standard charge of Myanmar Kyats of MMK 500 + 0.15% of the remittance amount if beneficiary collect the cash at AGD – affiliated banks network.
....................................................................................................................................................................................................................
4.1 What are the fees involved in this remittance service?
For CASHOME AGD Bank Remittance Service to Myanmar, we are charging a flat fee of $8 per transaction.Please note that AGD - affiliated banks will impose a standard charge of Myanmar Kyats of MMK 500 + 0.15% of the remittance amount if beneficiary collect the cash at AGD – affiliated banks network.
4.2 Who pays the fees, the person sending the money or the person receiving it?
The sender remitting the money pays the transfer fee.
4.3 Can I choose which currency to remit the money to?
You can only remit money to recipients in Myanmar Kyat (MMK), with payment in S$.
4.4 What exchange rate is used?
The prevailing exchange rate used will be the rate quoted to you at the point of the remittance transaction.
....................................................................................................................................................................................................................
5.0 Limits
5.1 What is the minimum and maximum amount I can transfer?
In order to ensure the maximum security for the remittance transaction and in keeping with money transfer regulations, the maximum remittance amount is S$3,500 per sender per day. The sender can remit money to a maximum of three recipients as long as the remittance amount does not exceed S$3,500.
....................................................................................................................................................................................................................
6.1 Is the service secure?
YES, the service is extremely secure. SingPost is committed to safeguarding your personal information and privacy.
6.2 Is there an audit trail for funds received?
Yes, SingPost is obligated by law to hold details of all transactions.
....................................................................................................................................................................................................................
7.1 Can I cancel the transaction?
As the transfer is initiated immediately once you complete the transaction, you are unable to cancel it.
7.2 What should I do when my recipient reports non-receipt of the remittance money?
You need to present the original receipt at the post office and submit a transaction enquiry. SingPost will notify you on your enquiry at the earliest possible time. For enquiries on the remittance status, you may call us at 1605 or submit your transaction enquiry request at any Post Office.
7.3 What happens if an AGD Bank or AGD-affiliated bank transaction gets rejected and needs to be refunded?
If a AGD Bank or AGD-Affiliated Bank Transaction is rejected or a refund for a AGD Bank Transaction is requested, funds will be returned in Singapore Dollars at the original contracted rate for Myanmar Kyat. There is no exchange loss.
However, for any refund of rejected or cancelled transactions relating to remittance made to AGD Bank - Affiliated Banks, AGD Bank will deduct an extra charge of S$5.00 in Myanmar Kyat equivalent from the refund proceeds before returning it to Remitter via SingPost.
SingPost have the right to refuse or reject any transaction back to sender if we have detected any "suspicious record" as part of our KYC/AML compliance screening process under MAS Notice 3001.
7.4 What should I do if there is an error in my transaction (eg: name of the beneficiary stated incorrectly)
You may call our 1605 or submit your enquiry request to the Post Offices to confirm the status of your remittance before deciding if you need to perform another remittance. SingPost will confirm the status of your remittance after receipt of the enquiry request and transaction details from you in good order and reply to you as soon as an update is received from AGD Bank.
....................................................................................................................................................................................................................
8.1 Where can I call for assistance in case of service issues?
You may call our customer service hotline at 1605.

Sending money to your loved ones back home in Myanmar is now a breeze with CASHOME - the smart, simple and safe remittance service by Singapore Post.
To send money to Myanmar via KBZ Bank, all it takes is to visit any of our Post Offices. There are more than 100 over KBZ branches in Myanmar for the beneficiary to collect the funds. Alternatively, sender can also choose to send money directly to his/her own KBZ Bank savings or current account or send to his/her beneficiary's bank account.
To send money to Myanmar, just follow the easy steps below:
1. Overview
5. Limits
.......................................................................................................................................................................................
Overview
1.1 What is this remittance service all about?
This is a remittance service offered by SingPost in collaboration with Kanbawza Bank (KBZ Bank) Myanmar. It is a fast, convenient, and secure remittance service that allows the sender to remit money to Myanmar and beneficiary can collect funds at any KBZ Bank branches throughout Myanmar. Alternatively, sender can also choose to send money direct to his/her own KBZ Bank savings or current account or send to his/her beneficiary's bank account.
Kanbawza Bank (KBZ Bank) was established on 1st of July 1994. Since November 1999, KBZ Bank has transformed into one of the biggest private commercial banks in Myanmar. As of January 2013, KBZ Bank has expanded to more than 100 branches all over Myanmar, maintaining itself as a leading bank with the largest network of branches and the biggest customer base with one third of the market share.
1.2 What are the benefits of this SingPost-KBZ Remittance Service to Myanmar?
1) CASHOME Remittance Service to Myanmar via KBZ allows sender to send money conveniently at any SingPost post office located islandwide (56 branches) to their beneficiary in Myanmar to enable collection of funds at any KBZ Bank branches without the need for beneficiary to maintain an account with KBZ. KBZ has also one of the largest networks of branches with over 100 branches in Myanmar, making it accessible for beneficiary to collect funds.
2) We offer secured remittance service where sender needs to share with beneficiary the transaction reference number which is a PIN number together with a valid Myanmar ID before cash can be collected at any KBZ Bank branches.
3) SingPost-KBZ Remittance Service offers competitive and stable exchange rates for your remittances as KBZ Bank is one of the private banks granted with Authorized Dealer License by the Central Bank of Myanmar (MCB) to set exchange rate under MCB's managed float system daily.
4) Sender can also choose to send money direct to any KBZ Bank current or savings account. For Burmese senders who choose to send money home for savings purpose, KBZ Savings Deposit account offers a high interest of 8% per annum, compounded quarterly. Myanmar migrant workers can remit their salaries back to Myanmar without being charged a 2% income tax by the local government.
5) Beneficiary can also collect cash or receive money in his/her account within the same business day# in Myanmar after 1 pm Myanmar time if sender transacts at any post office before 12 noon. Transactions done after 12 noon will be available for cash collection or credited to bank account the next business day.
#applies to weekdays from Mon-Fri only.
For more information, please refer to our SingPost CASHOME Myanmar Remittance Service Brochure.
1.3 Where is this service offered?
This service is currently offered over-the-counter at any SingPost branches island-wide.
1.4 What are the payment modes?
You can fund your remittance transaction by NETS or by Cash when you transact at the post offices.
....................................................................................................................................................................................................................
2.1 Do I need to register for the service?
You need to first register for a CASHOME Card at any of the Post Offices. You need to bring along a valid Singapore ID (Work permit / S-pass / NRIC) to register for the CASHOME card. A CASHOME Card is an identification card for you to use at any post offices to remit money to your recipients. This saves you the hassle of filling up any forms for subsequent transactions.
After registering for a CASHOME Card, you are also required to do a one-time registration of the designated recipient's name, recipient's Myanmar National ID number, recipient's Date of Birth, recipient's contact number, address, Bank Branch Name and Bank Branch Code. Should there be any changes in the Recipient's Details or if you would like to add on more recipients to your CASHOME Card, you need to proceed to any Post Office to do before the transaction can be done at the Post Office.
2.2 What Recipient Information needs to be provided to send money?
You will need to provide the SingPost staff at the post office with the following information when registering the Recipient's information.
1) Recipient's Name
2) Recipient's Date of Birth
3) Recipient's Myanmar National ID number (usually 12 Alpha-numeric)
4) Recipient's Contact Number
5) Recipient's Address
Ø For Cash Pick up service, sender needs to provide the Recipient's Bank Branch Name and Recipient's Bank Branch Code.
Ø For Direct to Bank Account service, sender needs to provide the 13 digits or 17 digits KBZ savings deposit/current account number.
Please refer to the full list of the KBZ Bank Branch Name and Bank Branch Code.
2.3 How do I send money?
You can proceed to any of the Post Offices to send money back to Myanmar.
For Cash Pick-up Service
Step 1: You need to first register for a CASHOME Card at any of the post offices by presenting your NRIC or Work Permit. You will be presented with a CASHOME Card instantly.
Step 2: You will also need to do a one-time registration of the Recipient's details in the CASHOME Card and you will have to provide the counter staff at the post office with the Recipient's Name, Recipient's Date of Birth, Recipient's Myanmar National ID Number, Recipient's Contact Number, Address, Recipient's Bank Branch Name and Branch Code.
Step 3: Advise the staff who is the intended recipient and the amount to send.
Step 4: Make payment via CASH or NETS over the counter and you will receive a CASHOME-KBZ Remittance transaction receipt. The money will be available at the selected KBZ Bank branch for cash pick up in Myanmar on the same business day(Mon-Fri only) if transaction is performed before 12 noon or on the next business day if transaction is performed after 12 noon or on weekends.
(Sender has to select the choice of KBZ Bank branch for the beneficiary to pick up cash.)
For subsequent CASHOME- KBZ remittance transaction at any post office, please present your CASHOME Card to the staff at the post office and proceed with Step 3 & Step 4.
However, please note that should you need to register for any new recipients or amend the Recipient's details, you would have to do so at any post office. Do ensure that you bring along your CASHOME Card.
Sender will need to share with Beneficiary the "CASHOME Remittance Transaction Reference Number" which will be necessary for Beneficiary to collect cash at KBZ Bank locations.
# Note: Please note that Remittance Transaction Reference Number is confidential and it is the responsibility of the sender and beneficiary not to let other people know about the number.
For Direct Credit to KBZ Savings Deposit or Current Account:
Step 1: You need to first register for a CASHOME Card at any of the post offices by presenting your NRIC or Work Permit. You will be presented with a CASHOME Card instantly.
Step 2: You will also need to do a one-time registration of the Recipient's details in the CASHOME Card and you will have to provide the counter staff at the post office with the Recipient's Name, Recipient's Date of Birth, Recipient's Myanmar National ID Number, Recipient's Contact Number, Address, Recipient's Bank Branch Name and KBZ Bank Account Number.
Step 3: Advise the staff who is the intended recipient and the amount to send.
Step 4: Make payment via CASH or NETS over the counter and you will receive a CASHOME-KBZ Remittance transaction receipt. The money will be credited to beneficiary's KBZ savings deposit or current account in Myanmar on the same business day(Mon-Fri only) if transaction is performed before 12 noon or on the next business day if transaction is performed after 12 noon or on weekends.
Please note that KBZ Bank account number format may be in 13 or 17 digits and service shall apply only to KBZ Savings Deposit account and KBZ Current account only.
For subsequent CASHOME- KBZ remittance transaction at any post office, please present your CASHOME Card to the staff at the post office and proceed with Step 3 & Step 4.
However, please note that should you need to register for any new recipients or amend the Recipient's details, you would have to do so at any post office. Do ensure that you bring along your CASHOME Card.
2.4 Is registration of the CASHOME card free?
The CASHOME Card is free! For subsequent card replacement, S$5 fee applies each time.
2.5 How long does the money take to reach my recipient?
For transactions performed at any Post Office before 12 noon (Singapore Time) to KBZ bank, beneficiary can collect the funds within the same business day after 2.30pm (Singapore Time) / 1.00pm (Myanmar Time) during KBZ Bank's branch operating hours in Myanmar.
(Note: Myanmar Banks branches operate up till 3 p.m local time)
For all KBZ bank transactions performed after 12.00 noon to 10 p.m (last closing time) Spore time at all post offices will be available for pick-up the next business day in Myanmar after 9 a.m.
However, you may wish to note that cash pick up can sometimes be delayed due to various factors including incorrect or incomplete payment details (eg: wrong beneficiary's contact number) and ability of KBZ to process incoming funds timely and non-working days in Myanmar.
Customers may also be required to provide additional information upon request by SingPost
For any remittance transaction performed on Friday/Weekends/Public Holiday, Beneficiary can collect the money only on the next business day in Myanmar.
(Eg: If the transaction is performed on Friday, cash can be picked up only on Monday after 1p.m Spore time.)
*Note: Myanmar is 1.5 hours behind Singapore.
2.6 How will I be informed that the funds have been successfully sent? Can I track the transaction?
You will receive a transaction confirmation receipt at the post office once your transaction is confirmed. In the event that the remittance is unsuccessful, we will notify you at the earliest possible time.
2.7 How will I know if the funds have been successfully received?
You need to check with the recipient on whether the funds are successfully transferred.
....................................................................................................................................................................................................................
3.1 Who can receive money?
Sender is able to send the funds to Myanmar to anyone with a valid Myanmar National ID.
3.2 How to collect the money in Myanmar?
For funds collection in Myanmar, the receiver is required to produce the valid Myanmar ID card and the remittance Transaction Reference Number (equivalent to PIN number) located on the receipt issued to the sender. Receiver will only be able to collect the funds at their selected choice of KBZ Bank Branch.
3.3 How many cash pick up locations are there under KBZ Bank?
There are more than 100 branches under the KBZ Bank network available for the receiver to collect the funds. The receiver can only collect the funds at the selected KBZ bank branch stated in the CASHOME application form upon performing the remittance transaction. Under this current Phase 1 launch for SingPost-KBZ remittance service, we have not extended the cash pick-up locations to KBZ-affiliated banks network yet.
3.4 How much does the recipient have to pay?
There will not be any charges to the recipient if he/she collects the funds at any KBZ bank branches.
....................................................................................................................................................................................................................
4.1 What are the fees involved in this remittance service?
For CASHOME KBZ Bank Remittance Service to Myanmar, we are charging a flat fee of $8 per transaction.
4.2 Who pays the fees, the person sending the money or the person receiving it?
The sender remitting the money pays the transfer fee.
4.3 Can I choose which currency to remit the money to?
You can only remit money to recipients in Myanmar Kyat (MMK), with payment in S$.
4.4 What exchange rate is used?
The prevailing exchange rate used will be the rate quoted to you at the point of the remittance transaction.
....................................................................................................................................................................................................................
5.0 Limits
5.1 What is the minimum and maximum amount I can transfer?
In order to ensure the maximum security for the remittance transaction and in keeping with money transfer regulations, the maximum remittance amount is S$3,500 per sender per day. The sender can remit money to a maximum of three recipients as long as the remittance amount does not exceed S$3,500.
....................................................................................................................................................................................................................
6.1 Is the service secure?
YES, the service is extremely secure. SingPost is committed to safeguarding your personal information and privacy.
6.2 Is there an audit trail for funds received?
Yes, SingPost is obligated by law to hold details of all transactions.
....................................................................................................................................................................................................................
7.1 Can I cancel the transaction?
As the transfer is initiated immediately once you complete the transaction, you are unable to cancel it.
7.2 What should I do when my recipient reports non-receipt of the remittance money?
You need to present the original receipt at the post office and submit a transaction enquiry. SingPost will notify you on your enquiry at the earliest possible time. For enquiries on the remittance status, you may call us at 1605 or submit your transaction enquiry request at any Post Office.
7.3 What happens if a KBZ transaction gets rejected and needs to be refunded?
If a KBZ Bank Transaction is rejected or a refund for a KBZ Bank Transaction is requested, funds will be returned in Singapore Dollars at the original contracted rate for Myanmar Kyat. There is no exchange loss.
SingPost have the right to refuse or reject any transaction back to sender if we have detected any "suspicious record" as part of our KYC/AML compliance screening process under MAS Notice 3001.
7.4 What should I do if there is an error in my transaction (eg: name of the beneficiary stated incorrectly)
You may call our 1605 or submit your enquiry request to the Post Offices to confirm the status of your remittance before deciding if you need to perform another remittance. SingPost will confirm the status of your remittance after receipt of the enquiry request and transaction details from you in good order and reply to you as soon as an update is received from KBZ Bank.
....................................................................................................................................................................................................................
8.1 Where can I call for assistance in case of service issues?
You may call our customer service hotline at 1605.

REMITTANCE SERVICES

Sending money to your loved ones back home in Myanmar is now a breeze with CASHOME - the smart, simple and safe remittance service by Singapore Post.


To send money to Myanmar via Tun Foundation Bank (TFB), all it takes is to visit any of our 10 Post Offices. There are 12 branches under the Tun Foundation Bank network in Myanmar and your funds will reached Myanmar the next business day.



To send money to Myanmar, just follow the easy steps below:



Frequently Asked Questions (FAQs)

  1. Overview
  2. Sending Money
  3. Receiving Money
  4. Fees/Charges
  5. Limits
  6. Security
  7. Transaction Queries
  8. Service Issues
......................................................................................................................................................................................................................

1. Overview



1.1 What is this remittance service all about?



This is a remittance service offered by Tun Foundation Bank (TFB) in collaboration with SingPost. It is a fast, convenient, and secure remittance service that allows the sender to remit money to Myanmar and receiver can collect the funds at the selected Tun Foundation Bank cash pick up location.



TFB is a privately owned bank in Myanmar that was established on 8 June 1994, with 12 bank branches. All the profits from this bank go into scholarships for children from poor families. TFB is one of the 11 Banks that has been granted with authorized dealer license to trade in SGD and Myanmar Kyats (MMK) by the Central Bank of Myanmar.



1.2 What are the benefits of this service?



This is a fast, convenient and secure remittance service available at 10 of our SingPost Post Offices. The remittance service provides cash pick up service to beneficiary who does not have a bank account in Myanmar for funds to be credited or would prefer cash pick up service.






1.3 Where is this service offered?



This service is currently offered only at 10 Post Offices:



1.4 What are the payment modes?



You can fund your remittance transaction by NETS or by Cash when you transact at the post offices.



                                                                                                                                                                                                            Top

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2.Sending Money



2.1 Do I need to register for the service?



You need to first register for a CASHOME Card at any of the 10 Post Offices. You need to bring along a valid Singapore ID (Work permit / S-pass / NRIC) to register for the CASHOME card. A CASHOME Card is an identification card for you to use at any post offices to remit money to your recipients. This saves you the hassle of filling up any forms for subsequent transactions.



After registering for a CASHOME Card, you are also required to do a one-time registration of the designated recipient's name, recipient's Myanmar National ID number, recipient's contact number and address. You are also required to fill in the "Questionnaire for Remittance to Myanmar". 

Should there be any changes in the Recipient's Details or if you would like to add on more recipients to your CASHOME Card, you need to proceed to any Post Office to do before the transaction can be done at the Post Office.


2.2 What Recipient Information needs to be provided to send money?



You will need to provide the SingPost staff at the post office with the following information when registering the Recipient's information.



1) Recipient's Name



2) Recipient's Myanmar National ID number



3) Recipient's Contact Number



4) Recipient's Address



*Important Note: You are also required to fill in the "Questionnaire for Remittance to Myanmar".



2.3 How do I send money?



You can proceed to any of the 10 Post Offices to send money back to Myanmar.



Step 1: You need to first register for a CASHOME Card at any of the post offices by presenting your NRIC or Work Permit. You will be presented with a CASHOME Card instantly.



Step 2: You will also need to do a one-time registration of the Recipient's details in the CASHOME Card and you will have to provide the counter staff at the post office with the Recipient's Name, Recipient's Myanmar National ID Number, Recipient's Contact Number and Address.



Step 3: Advise the staff who is the intended recipient and the amount to send.



Step 4: Make payment via CASH or NETS over the counter and you will receive a CASHOME-TFB Remittance transaction receipt. The money will be available at the selected Tun Foundation Bank Branch for cash pick up.



(Sender has to select the choice of TFB Branch for the beneficiary to pick up cash.)



For subsequent CASHOME-TFB remittance transaction at the post office, please present your CASHOME Card to the staff at the post office and proceed with Step 3 & Step 4.



However, please note that should you need to register for any new recipients or amend the Recipient's details, you would have to do so at any post office. Do ensure that you bring along your CASHOME Card.



Sender will need to share with Beneficiary the "CASHOME Remittance Transaction Reference Number" which will be necessary for Beneficiary to collect cash at Tun Foundation Bank locations.



# Note: Please note that Remittance Transaction Reference Number is confidential and it is the responsibility of the sender and beneficiary not to let other people know about the number.



2.4 Is registration of the CASHOME card free?



The CASHOME Card is free! For subsequent card replacement, S$5 fee applies each time.



2.5 How long does the money take to reach my recipient?



The funds will typically be available for pick up at the selected TFB bank branches the next working day. However, you may wish to note that cash pick up can be delayed due to various factors including incorrect or incomplete payment details (eg: wrong beneficiary's contact number) and ability of TFB to process incoming funds timely and non-working days in Myanmar.



Beneficiary can collect the money by the next business day during TFB Branch operating hours in Myanmar. *Note: Myanmar is 1.5 hours behind Singapore.



For any remittance transaction performed on Friday/Weekends/Public Holiday, Beneficiary can collect the money only on the next business day in Myanmar.



(Eg: If the transaction is performed on Friday, cash can be picked up only on Monday after 1p.m Spore time.)



2.6 How will I be informed that the funds have been successfully sent? Can I track the transaction?



You will receive a transaction confirmation receipt at the post office once your transaction is confirmed. In the event that the remittance is unsuccessful, we will notify you at the earliest possible time.



2.7 How will I know if the funds have been successfully received?



You need to check with the recipient on whether the funds are successfully transferred.



                                                                                                                                                                                                              Top

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3. Receiving Money



3.1 Who can receive money?



Sender is able to send the funds to Myanmar to anyone with a valid Myanmar National ID.



3.2 How to collect the money in Myanmar?



For funds collection in Myanmar, the receiver is required to produce the valid Myanmar ID card and the Remittance Transaction Number located on the receipt issued to the sender. Receiver will only be able to collect the funds at their selected choice of Tun Foundation Bank Branch.



3.3 How many cash pick up locations are there under Tun Foundation Bank?



There are 12 branches available for the receiver to collect the funds. The receiver can only collected the funds at the selected TFB branch stated in the CASHOME application form upon performing the remittance transaction.






3.4 How much does the recipient have to pay?



Our fees are charged to the sender. No fee is expected to be charged on the recipient.



                                                                                                                                                                                                                 Top

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4. Fees/Charges



4.1 What are the fees involved in this remittance service?



For CASHOME Tun Foundation Bank Remittance Service to Myanmar, we are charging a $8 per transaction.



4.2 Who pays the fees, the person sending the money or the person receiving it?



The sender remitting the money pays the transfer fee.



4.3 Can I choose which currency to remit the money to?



You can only remit money to recipients in Myanmar Kyat (MMK), with payment in S$.



4.4 What exchange rate is used?



The prevailing exchange rate used will be the rate quoted to you at the point of the remittance transaction.



                                                                                                                                                                                                                 Top

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5.0 Limits



5.1 What is the minimum and maximum amount I can transfer?



In order to ensure the maximum security for the remittance transaction and in keeping with money transfer regulations, the maximum remittance amount is S$3,500 per sender per day. The sender can remit money to a maximum of three recipients as long as the remittance amount does not exceed S$3,500.



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6. Security



6.1 Is the service secure?



YES, the service is extremely secure. SingPost is committed to safeguarding your personal information and privacy.



6.2 Is there an audit trail for funds received?



Yes, SingPost is obligated by law to hold details of all transactions.



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7.  Transaction Queries



7.1 Can I cancel the transaction?



As the transfer is initiated immediately once you complete the transaction, you are   unable to cancel it.



7.2 What should I do when my recipient reports non-receipt of the remittance money?



You need to present the original receipt at the post office and submit a transaction enquiry. SingPost will notify you on your enquiry at the earliest possible time. For enquiries on the remittance status, you may call us at 1605 or submit your transaction enquiry request at any Post Office. 



7.3 What happens if a TFB transaction gets rejected and needs to be refunded?



If a TFB Transaction is rejected or a refund for a TFB Transaction is requested, funds will be returned in Singapore Dollars at the original contracted rate for Myanmar Kyat. There is no exchange loss.



SingPost have the right to refuse or reject any transaction back to sender if we have detected any "suspicious record" as part of our KYC/AML compliance screening process under MAS Notice 3001.



7.4 What should I do if there is an error in my transaction (eg: name of the beneficiary stated incorrectly)



You may call our 1605 or submit your enquiry request to the 3 Post Offices to confirm the status of your remittance before deciding if you need to perform another remittance.  SingPost will confirm the status of your remittance after receipt of the enquiry request and transaction details from you in good order and reply to you as soon as an update is received from Tun Foundation Bank.



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8. Service Issues



8.1 Where can I call for assistance in case of service issues?  



You may call our customer service hotline at 1605.



                                                                                                                                                                                                              

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