စင္​ကာပူတယ္​လီကြန္​း SingTel 

ျမန္​မာျပည္​ကို မိုဘိုင္​းဖုန္​းနဲ႔ ​ေငြလႊဲ အလုပ္​ကို SingTel က လုပ္​​ေတာ့မယ္​လို႔ စာခ်ဳပ္​ စင္​ကာပူအစိုးရ နဲ႔ SingTel တို႔ လက္​မွတ္​ ထိုးလိုက္​ပါတယ္​။ ဒီစာခ်ဳပ္​ အရ မတ္​လ.ကစၿပီး ျမန္​မာမ်ား SingTel ကတဆင္​့ ​ေငြလြဲွ ႏိုၿပီ။ ျမန္​မာ ဘဏ္​့အ​ေကာင္​့ (or) Wave Money, KBZ.pay , Ooreedoo Pay . စတဲ့ ​ေငြလႊဲ စနစ္​မ်ားကို SinTel က အသံုးခ်မယ္​ ျဖစ္​ပါတယ္​။ 

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ျမန္​မာ ၁သိန္း ၈ေသာင္း စင္​ကာပူမွာ အလုပ္​လုပ္​​ေနၿပီး. ၂၀၁၇ မွာ သူတို႔ ျမန္​မာျပည္​ျပန္​ပို႔​ေငြ စုစု​ေပါင္​း US$6.2 billion (ျမန္​မာက်ပ္​ ဘီလ်ံ​ေပါင္​း ၉၉၂၀) ျဖစ္​​ေၾကာင္​း ကမၻာ့ဘဏ္​ World Bank က ထုတ္​ျပန္​​ေၾကျငာပါတယ္​။

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 ျမန္​မာျပည္​ရဲ႕ ၂၀၁၇. GDP အမ်ိဳးသား ထုတ္​ကုန္​ တန္​ဖိုးက US$70 billion ျဖစ္​ၿပီး . ရသံုးမွန္​း​ေျခ ဝင္​​ေငြ Budget က US$21 billion ျဖစ္​ပါတယ္​။ စင္ကာပူ အလုပ္လုပ္သူ ျမန္မာမ်ားက GDP ရဲ႕ ၁၀ ရာႏွဳန္း ေငြ႐ွာေပးေနပါတယ္။ 

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သံုးသပ္​ခ်က္​

SinTel က တျခား ႏိုင္​ငံမ်ားကို လႊဲ​ေနတဲ့ တရားဝင္​၊ တရားမဝင္​ ပုကလိက ​ေငြလြဲွ လုပ္​ငန္​းမ်ားကို အလဲထိုးဖို႔ ႀကိဳးစား၊ ​ေစ်းကြက္​ လုယူဖို႔ ​ေျခလွမ္​းပါတယ္​။ ျမန္​မာ ပင္​နီစူလာပလာစာ ​ေငြလႊဲဆိုင္​မ်ား အတြက္​ SinTel ကို ယွဥ္​ႏိုင္​ဖို႔ ၅မိနစ္​အတြင္​း ​ေငြထုတ္​ႏိုင္​​ေအာင္​ လုပ္​ႏိုင္​ရင္​ SinTel နဲ႔ Western Union ​ေတြကို ယွဥ္​ႏိုင္​မွာပါ။ 

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ျမန္​မာျပည္​တြင္​းက Wave Money ​ေငြလႊဲတာ ၅မိနစ္​အတြင္​း ပူတာအို က​ေန ၿမိတ္​ အထိ (အင္​တာနက္​လိုင္​း၊ ဖုန္​းလိုငိး​ေကာင္​းရင္​) ​ေငြထုတ္​ႏိုင္​ပါတယ္​။ က်ပ္​၁သိန္း ပူတာအို Wave Money ​ေကာင္​တာက လြဲွရင္​. လႊဲသူက Wave Mobey ဆိုင္​ကို လိွဳ႕ဝွက္​ကုတ္​ ဂဏန္​း၆လံုး ​ေပးရတယ္​။ ခ်က္​ျခင္​း လႊဲသူ​ေရာ လက္​ခံသူ​ေရာ ၂​ေယာက္​ မိုဘိုင္​းဖုန္​း​ေတြဆီ မက္​​ေဆ့​ေရာက္​တယ္​။ လက္​ခံသူက ၿမိတ္​ၿမိဳ႕. Wave Mobey ​ေကာင္​တာမွာ ​ေစာင္​့ၿပီး.. မက္​​ေဆ့ျပပါ။ လႊဲသူက ဖုန္​းဆက္​​ေျပာျပတဲ့ ဂဏန္​း ၆လံုး လ်ိွဳ႕ဝွက္​ကုတ္​ ကို ​ေျပာျပတာနဲ႔ ​ေငြထုတ္​​ေပးပညၿပီ။ ထုတ္​ၿပီး​ေၾကာင္​း ဖုန္​း ၂ခုစလံုးကို မက္​​ေဆ့ ​ေရာက္​လာပါတယ္​။ 

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က်ပ္​ ၁​သိန္​း လႊဲရင္​ လႊဲခ က်ပ္​ ၂​ေထာင္​။

ဘဏ္​အ​ေကာင္​့ထဲ ထည္​့ရင္​ လႊဲခ က်ပ္​၁​ေထာင္​။

Telenor Wave Money က မွတ္​ပံုတင္​ျပစရာ မလို​ေတာ့ ခိုးထုတ္​ခံရတာ​ေတြ ႐ွိတယ္​။ အမ်ားႀကီး ၃သိန္း အထက္​ဆို ဘဏ္​နဲ႔ပဲ မွတ္​ပံုတင္​ျပ ထုတ္​တဲ့နည္​းက စိတ္​ခ်ရပါတယ္​။ .

Ref:..https://www.facebook.com/755653471/posts/10156287628953472/

Singtel Dash e-remittance service opens to Myanmar users

From left: Singtel Group CEO Chua Sock Koong, Singtel International CEO Arthur Lang, Senior Parliamentary Secretary Low Yen Ling, UNCDF Shift programme manager for Asean & SAARC Rajeev Kumar Gupta, and Singtel Consumer Singapore CEO Yuen Kuan Moon, at yesterday's signing ceremony of a grant agreement to mark a partnership to promote financial inclusion in Asean by introducing remittances to Myanmar through Singtel Dash.ST PHOTO: SAHIBA CHAWDHARY

Myanmar nationals in Singapore will be able to send money home using mobile wallet Singtel Dash from March, under a new grant agreement signed yesterday.

Singtel will work with banks, mobile wallets and cash pick-up services in Myanmar to set up safe and affordable ways for recipients to withdraw their money, as part of the three-year agreement between the telco and the United Nations Capital Development Fund (UNCDF).

The initiative aims to improve access to formal and legitimate remittance channels for Myanmar citizens as part of the UNCDF's Shaping Inclusive Finance Transformations (Shift) programme, Singtel said.

The programme promotes financial inclusivity in the least developed countries in the Mekong region and South Asia.

Singtel noted that many people in Myanmar currently receive money through "informal channels such as unlicensed agents, which could be time-consuming, expensive and unsafe".

According to a World Bank report, Myanmar nationals working abroad sent home some US$6.2 billion (S$8.4 billion) in 2017. More than 180,000 currently live or work in Singapore.

Singtel Dash users can send money to the Philippines, Indonesia, India, Bangladesh and China.

Users do not need to subscribe to Singtel's telephone or broadband services to use it.

Singtel's International chief executive Arthur Lang said its initiative in Myanmar serves "both the domestic and cross-border needs of our customers".

"This sets us apart from the myriad of mobile wallets available in Singapore," he added.

Currently, more than 250 million adults in Asean do not have bank accounts, Mr Lang said, adding: "With the rapidly growing number of smartphone users, we see tremendous opportunities to provide financial services at affordable rates to people and small businesses in the region."

Remittance rates will be competitive, he said.

Ms Win Mong, 23, a foreign domestic worker from Myanmar who has been working in Singapore for two years, hopes to use the service so she does not have to wait at a remittance agency at Lucky Plaza.

"Travelling to Orchard Road from my (workplace) can take about 40 minutes, and it's another 10 minutes' waiting time," she said.

The new agreement is also in line with Singtel's push to lead the growing but fragmented e-payment market as it looks to grow in new areas.

According to its latest company results published in November, Singtel's second-quarter net profit last year plunged 77 per cent on the previous year to $667 million, its lowest quarterly earnings in 15 years.

Last October, Singtel launched a cross-border digital payment networkthat allows anyone with Singtel Dash to pay for items outside Singapore.

The network kicked off with more than 1.6 million merchants in Thailand, and is expected to roll out in other countries such as Indonesia, India and the Philippines.

Ref:https://www.straitstimes.com/business/singtel-dash-e-remittance-service-opens-to-myanmar-users